(Closed) 24 with no job and an empty savings account….help!

posted 5 years ago in 20 Something
Post # 4
442 posts
Helper bee
  • Wedding: June 2013

Well all I can suggest is looking into Americorps. It is AMAZING. You get to work in positions that you would never get in the real world without education/ experience. It is a good way to get work experience in a meaningful way. You also get an education award at the end of your year (5,500) so it can help you go back to school as well. I’m in my second term this year and when I’m done I’ll be able to apply for high paying positions in social work without a social work degree (i majored in English). The downside is you don’t make much but most positions allow you to work part time on the side. Check it out. It’s been awesome for me. But aside from all of that, I’m sorry you are feeling down. Best of luck to you!!

Post # 5
198 posts
Blushing bee
  • Wedding: November 2013

Please don’t give up hope because life is magical and has a wonderful way of supporting us. You are still young and have so much to look forward to.

I was in major debt (around $50,000) and was in my early 30’s before I found a career I loved and studied for. After paying my debt off, I now have two homes I’m paying off and still able to to put money away. Money is everywhere and you need a mind of abundance in order to get it. I’m 36 now.

Trust that the universe will give you whatever you want as long as you are grateful for what you already have.

When you change the way you look at things, the things you look at change.


Post # 6
7771 posts
Bumble Beekeeper
  • Wedding: July 2010

I am sorry you are going through this.  Sounds like me my whole life ๐Ÿ™‚  My best advice is to outline what you want.  What do you want?  Then come up with a plan on how to get it.  Baby steps.  Darling Husband understands I have a career that is possibly forever low-paying, and he is 100% okay with it.  At the same time, we are both always taking steps in preparing for what we would like to get out of life and where we would like to be.  It takes time!  And you are still young.

Post # 7
5065 posts
Bee Keeper
  • Wedding: April 2014

Sorry times are tough at the moment. I am really glad you are well at the moment, I have struggled with  health issues so I truly believe that your health is the most import thing. 

Can you get help from the government because your were poorly? Or because you are looking for work? Could you go to college and get your degree? I really hope 2013 is a great year for you.

Post # 8
5892 posts
Bee Keeper
  • Wedding: October 2010

Being sick sucks! I’m so sorry you are going through this. Have you thought about Temping? They often will have online tutorials you can go through to help learn how to use MS Office, in the mean time you can take jobs like Receptionist that don’t need computer skills.

Post # 11
10367 posts
Sugar Beekeeper
  • Wedding: September 2010

@MrsLevell2Be:  It’s really normal to be totally broke when you’re in your early 20s! We’ve all been there :-). When does your Fiance finish school? Will money get easier once she has a degree?

Always remember that love doesn’t have a price tag – you can have a spectacular wedding for very little. Atlanta has so many beautiful parks – could you not have a small beautiful ceremony in a park (I’m picturing Miranda’s beautiful Central Park ceremony when I type that!)?

Post # 12
5065 posts
Bee Keeper
  • Wedding: April 2014

@MrsLevell2Be:  I’ll be praying that you get a job really soon. I also hope that going to college will open many doors for you.

Post # 13
1724 posts
Bumble bee
  • Wedding: March 1998

Look into search engine evaluation jobs – I worked for a company for a year or so. It was wonderful and the pay was really good – I had to work at least 10 hours a week, but could work whenever I wanted. You can also get good money writing on-line…PM me if you want a heads-up on some of the stuff that’s out there (in a few months, it is possible to build up your resume enough to get clients that pay quite well).

Do you have any college experience whatsoever? Even if you don’t, in some places, you may still be able to substitute teach (or work as a substitute janitor, receptionist, etc.) in schools in the area. Before I had a degree, I could generally earn $80 a day substituting. Post-college, it was $90 – $100 a day. There were long-term substituting assignments and day-by-day assignments, although the day-by-days could be stressful (some weeks, I might only find work 2 – 3 days a week).

In any case, this is flex work that might be more conducive to your current health situation. You can take a step back when you need to or work more when you need to.

Post # 14
1651 posts
Bumble bee
  • Wedding: November 2015

@MrsLevell2Be:  I wish I could give you a hug! Keep your head up and keep searching for jobs. I think it’s wonderful that you’re going to be starting school in summer and it’s wonderful that your fiance is working on her degree as well.

My best advice is to focus on your health, your education, and paying down your debt. I know that you said the long engagement is wearing on both of you and I completely understand that. Would you and your fiance be willing to do a small and low-key ceremony now and then doing a “vow renewal” or anniversary celebration in a few years? Or would you be willing to wait a few more years until the two of you are financially sound?

And I second the people who said it’s normal to be broke and in debt as a young 20 something. I’m not nearly as bad off as a lot of other people, but I have a $9,000.00 car loan and just under $12,000.00 in student loans left to pay off (graduated May 2010 with about $21,000.00 in student loans). I’m extremely fortunate to have a full-time job that offers benefits, but it does get to me sometimes that I only make $12.00 an hour. Point is that if I can do it then you can definitely do it. You have the drive, the motivation, and the support of a loving fiance to help you get through this. I wish you both the best of luck!

Post # 15
431 posts
Helper bee
  • Wedding: November 2014

What about some little state or fedral jobs like mailman, working at a DMV or some desk work? I know for some all you have to do is take a test (the tests are pretty hard but there are books you can study in from the library) And the are WELL paying jobs with benifits! Or look into being a teller at a bank… My mom is one and she never had a degree or anything other than retail jobs (and being a stay at home mom for 16 years) But she makes great money ๐Ÿ™‚ Plus banks are always trying to hire young, smart and friendly people. Even janitorial jobs or cafeteria jobs in like a school are good, heck my aunt did it and made 12 bucks an hour. Dont dwell in the past and think out of the box ๐Ÿ™‚ and NEVER give up, life may kick you in the ass but you got to kick it right back!!! 

Oh and whatever county or state you live in go to the website (or to you county or state building) they ALWAYS have job listings or they may have a worker to help you find one ๐Ÿ™‚

Post # 16
42 posts
  • Wedding: January 2014


When the chips are down the whole world feels like its against you. When you’re on the up, you get all the luck in the world!.

When things are going against you dont forget that you still have each other.  A lot of wealthy people have a lot more going for them financially but might be a lot less happier than you are.

We are born with a certain level of happiness (genetically determined 50%); the other 50% you are in control of yourself. Keep battlling on regardless of the situation and NEVER, EVER GIVE UP.   

My current situation (family, friends, job, luck, etc) is not great but I will never give up.

If you want a big wedding etc then it might be worth waiting a bit ( and not getting into debt) but if you just want the status of ‘married’ then you still have an option of getting married in Vegas (and spending the rest of the money in the casino) like thousands of people daily from all over the world.

All of a sudden you have a break of luck and it’s upwards and onwards, after a few months you forget about the situation you were once in.

Take care

The Silver Fox

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