(Closed) Adding onto company health benefits

posted 9 years ago in Wellness
Post # 3
Member
2144 posts
Buzzing bee

My husband added me to his benefits. We still haven’t gotten our card in the mail yet. It’s been about a week? What we didn’t know though was that we only had 30 days from the date that we got married for him to add me, so keep that in mind if you’re going on a long honeymoon or something. Maybe fill out the papers and leave them at work for someone else to start taking care of it right after you’re married.

Post # 4
Member
61 posts
Worker bee
  • Wedding: July 2009

For almost all insurance companies and employers, you have 30 days from the wedding date to add someone to a health insurance plan. You will need to give the employer proof of your marriage and fill out the appropriate paperwork (or go online to the employer’s benefits website) to make the addition.

It can take a few weeks for the insurance company to enter the information in the system but coverage will begin either the date of marriage or the 1st of the month following the wedding day.

If you do not receive the card in the mail, most insurance companies have websites that you can log into and print out a temporary card. You will just need to log into using the primary subscriber’s insurance information.

Good Luck!!!

Post # 6
Member
61 posts
Worker bee
  • Wedding: July 2009

I hope that the copy of the marriage of the marriage license will work…. I am concerned about that too since the woman at LA County said that it could take up to six weeks for us to get the actual one in the mail. I am going to ask my HR department what they will accept.

I work for the County so I assume whatever they say will work for most other employers. I will let you know what happens!

Post # 7
Member
1044 posts
Bumble bee

If you intend on using your husband’s insurance, you will need to give your husband the wedding certificate as proof to his HR person.  The person in HR will also need personal information which include your date of birth and social security number.  (These are just used to track each employee in their system). 

Depending on the plan your husband has with his company, you may get coverage either on the first day of your marriage or the following month (this all depends on the plan your husband’s work has with the insurance company).  Ours happens to start on the 1st day the couple gets married.

Because all of our insurance plans are computerized through Guardian amongst other insurance companies, it only takes me a matter of seconds to input a spouse into the system before their coverage begins. 

Depending on the insurance company, you should receive a card in the mail within the first week or two.

Just make sure to enroll within the first 30 days of your marriage, otherwise you will have to wait until your husband’s next open enrollment to be eligible, which varies from company to company (ours is every April of every year).

Post # 9
Member
2144 posts
Buzzing bee

They actually didn’t request to see our marriage certificate? Not sure if they will later, but nobody said anything to us about it. Odd…

Post # 10
Member
1078 posts
Bumble bee
  • Wedding: March 2009

Because it’s a "life changing event," you should be able to edit your benefits within a certain timespan after your nuptials. I would ask your respective employers for this information.

Post # 11
Member
2144 posts
Buzzing bee

Yeah, they didn’t ask for our certificate, but my husband checked his account online and I’m added. Weird. It’s not like it’s some small insurance company either lol I guess they just took his word for it, I don’t know. Maybe it’s because NYC is a bit more open about adding "partners" to insurance, not just a legally wedded spouse

Post # 12
Member
1044 posts
Bumble bee

Well each company differs as far as how strict they are.  At my company, we only require that employees provide a wedding invitation.  Other companies ask for wedding certificates to make sure that people have gotten married.  The HR department determines how they will honor a person’s marriage, so check with the HR person at your future husband’s company.

Post # 13
Member
3332 posts
Sugar bee

I’m glad you got it worked out.  I know that my husband didn’t have to show the marriage license to his employer, but he had to provide our wedding date and the state/county where we were married.  The employers contacted the county or state themselves to verify our marriage.  Also, I used his insurance yesterday at a doctor’s appt and it worked out just fine, even though I didn’t have the card yet.  I just gave them the plan information and it was all good.

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