Post # 1
I made the mistake when we first got married to not add DH to my insurance within 30 days. Lesson learned. He’s on my insurance now, but just got a new job (with good insurance) and I’d like him to shift to that insurance. He originally declined the coverage (when setting up his paperwork) but is there still a window of time within his new hire status to get covered? OR does he have to wait til open enrollment for his new company to sign up. Also, what happens with my company? Can he just drop at any time?
Post # 3
Not an HR rep, but I’m guessing this will depend on you and your husband’s companies. He might still have time to enroll in his plan at work, but he’ll have to check. If he can, you should be able to file a change in status form to take him off your insurance, but you might only have a certain amount of time to do that. At least, that’s the way it works at my company.
Post # 4
Post # 5
- Wedding: November 2013 - St. Augustine Beach, FL
@oracle: It all depends. His job could put him immediately on the insurance (usually there is a 30-60 days window in which he must enroll and if he doesn’t he has to wait for open enrollment.) Or the company may make him complete a 90 day (up to one year) probationary period before he becomes eligible for health insurance (then he would again have 30-60 days to enroll or he would have to wait for open enrollment.)
He really needs to meet with someone in HR to find out what his options are.
You on the other hand should be able to remove him from your insurance at any time. They will probably require his signature. However, some companies will only let you remove your spouse in certain situations and you only have 30-60 days to file the paperwork after the qualifying event. The qualifying event in this case would be your husband starting a new job.
Post # 6
You can absolutely change health insurance coverage through your job, when your spouse gets a new job. It is a “qualifying event” so you do not have to wait for open enrollment.