(Closed) "Adult" topics that go over your head?

posted 4 years ago in The Lounge
Post # 3
Member
1158 posts
Bumble bee
  • Wedding: May 2014

@AbeeCee123:  You are not alone….I don’t understand any of those things either!!

Post # 4
Member
1500 posts
Bumble bee
  • Wedding: June 2013

I’m in my 30s and those confuse me, too. When I lived abroad, all those things were taken care of for me. Low taxes taken care of by my employer, great low-priced healthcare, and a national plus company retirement plan. Living in the U.S. is a big adjustment for these things and I still haven’t totally figured it out.

Post # 5
Member
4664 posts
Honey bee
  • Wedding: August 2013

I have no idea about those things.

@everyheart:  I’m in that situation now. I don’t pay taxes because of an agreement between my home country and my country of residence, healthcare is national, and I don’t have the option to retire through this job so they pay out parts of what WOULD be my pension every time I finish a contract and it’s mine to put away or spend as I wish.

Most of this stuff is handled for me as an expat… and I left shortly after college. So yeah, no idea about these things…

Post # 6
Member
1500 posts
Bumble bee
  • Wedding: June 2013

@Bebealways:  You are in Korea, right? That’s where I was. I sure am missing it!

Post # 7
Member
4664 posts
Honey bee
  • Wedding: August 2013

@everyheart:  Yesss. I love it here. I make less money than almost all of my friends and yet I shop more, eat out more, and always have more left at the end of the month. I wish I could do this forever.

Post # 8
Member
1219 posts
Bumble bee
  • Wedding: July 2013

This is probably less to do with my age and more to do with my very low income, but I zone out when some of my friends talk about investments and shares. I barely have enough money to pay rent and bills, so investing money is just not a possibility for me! I don’t know what I’ll do when I start full time work next year, chuck it in a savings account maybe.

Post # 9
Member
2459 posts
Buzzing bee
  • Wedding: September 2012

I don’t know anything about stocks or 401k. I feel I should at least know about 401k… I know I have it and that’s about it!

Post # 10
Member
999 posts
Busy bee
  • Wedding: March 2012

@AbeeCee123:  You’re not alone. I still struggle every year. I think you’re mature than most your age. LOL.

Post # 11
Member
4049 posts
Honey bee

@AbeeCee123:  I used to feel the same way!

Luckily, my previous job made us take classes on personal finances, investments and life planning. Sounds strange, but it was a 2 year young professionals development program, so they allotted a few hours each week to this kind of stuff. 

I would suggest looking to see if free classes are offered at local universities, libraries or through your work. It is really daunting at first, but soooo helpful in the end.

Post # 12
Member
1427 posts
Bumble bee
  • Wedding: June 2010 - parent's backyard

that’s why financial advisors, HR managers, accountants, etc are being paid to give us guidance.  so it’s totally normal to not understand these topics. I don’t understand them myself!

 

Post # 13
Member
2535 posts
Sugar bee
  • Wedding: March 2014

– basketball (not sports, just basketball)

– real estate procedures and costs (FI is a real estate agent on the side and it’s the only topic I zone out on when he gets into it)

– salaries (Haha I am still paid hourly and I am convinced that putting someone on salary in my field (architecture) is like cutting their pay somehow. I still make overtime! I get paid for all those extra hours I work!)

Post # 14
Member
2494 posts
Buzzing bee
  • Wedding: July 2018

Politics. I know nothing about them, don’t pay attention to anything politics related and I can’t even vote in Canada yet. Whenever anyone talks politics around me my eyes glaze over.

Post # 15
Member
917 posts
Busy bee
  • Wedding: September 2012

@AbeeCee123:  Everything you mentioned. Lol I still don’t understand 401k or how to figure out taxes.

 

Post # 16
Member
3032 posts
Sugar bee
  • Wedding: September 2013

I don’t understand the US Tax Code (not for complication, but for sheer boring-ness). But I don’t have to. I pay my accountant to know all that stuff. Likewise, there are accountants who couldn’t write a contract to save their souls. They, in turn, hire lawyers. It’s nothing that should make you feel inadequate. Realizing that you don’t have (or don’t wish to acquire) certain specialized knowledge is fine, so long as you’re not suffering for your ignorance (i.e. hiring someone to do the “knowing” for you).

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