Post # 1
Rent was due on the 1st. I sent the check out and had the money in my account. OR so I thought. I have two accounts. One personal, one joint. I always transfer our rent money into my personal because I have checks for that account. So, I logged onto BoA to transfer the money. It said it went through. It showed in my account and everything. I thought everything was fine so I felt no need to log into my bank account for any reason. Well, on the 3rd, I logged on just to see if the check cleared. It did, but bounced because BoA lied to me and the rent money never transferred into my account. UGH. So, I freaked out. I went to my apartment’s office and explained the situation. They allowed me to pay in cash and the lady gave me a receipt. Yay!! Right? Wrong.
A phone call was received today about how my check was bounced and I owed an extra $900 and it must be paid by tomorrow. I didn’t talk to them to directly so I automatically freaked out when I heard. Luckily, I saved the receipt the lady gave me on Saturday. I tried calling them back, but no one answered. I ran downstairs to the office with my heart beating so damn fast. I explained I got the call and that I came in Saturday to pay. I handed over my receipt and they apologized.
I’m so glad that I saved the receipt otherwise I’d be in a shit load of trouble and have to go through legal. It would be the hardest thing to prove in court as well that I actually paid in cash.
I figured I’d write this out as a vent and a friendly reminder to always save receipts! I’m sure you all do anyways, but I know Fiance would’ve thrown it away immediately! Haha
Post # 3
@Rouquine: Oh my gosh! I would have freaked too! And my Fiance would have immediately thrown out the reciept too. Our rent receipts are always stuck to the refrigerator if we ever need them, but luckily we haven’t.
Post # 4
@Rouquine: “I’m sure you always do anyways”….ha! 😛 I’m the receipt thrower-awayer in my relationship! But I pay for almost everything with my credit card, so it’s documented somewhere! Good reminder though, I need to make sure to keep them around more!
Post # 5
@Rouquine: AHHH! Thank goodness.
Post # 6
Yikes! When I saw the sentence about owing $900 my jaw dropped! And with the paying in cash part, you would’ve been screwed! Thank goodness you saved your receipts, and note to self to save mine from now on!
Post # 7
wow! that would have been AWFUL! 😮
Post # 8
@LoveMySailor1018: I put extra $900 without thinking to explain. My rent is $800. They wanted to charge $50 for the bounced check then another $50 for it being late on top of paying rent again. So the extra $900 meaning I already paid my rent in cash to them.
I about had a heart attack. I really can’t wait to move from here though. I’m hoping I don’t have any problems again. Unfortunately, I have to pay my rent with a money order now because my check bounced. I explained to them it was a mistake and showed I had the money in the other account. They wanted a letter from the bank which they wouldn’t provide. FMIL is pissed, but as long as it gets paid.. then I don’t care. Has anyone ever broke a lease before?
Post # 9
Nevermind. I read up on breaking a lease in NJ. I’d have to pay each month until it was rented out again. I have a feeling they’d purposely keep my unit open to get money out of me. Seems like that type of place.
Post # 11
That happened to Fiance and me at our old apartment. Fiance always used a check, but apparently they lost it one month. We got a note on the door that we needed to pay by a certain date and how much the late fee was. Fiance looked at his bank statement online and saw that the check had never been taken out. One of our roommates was supposed to go talk the landlord but apparently never did because a few days later he showed up at our door. I was so glad that we held on to every receipt.
This apartment was also the kind of place that would likely keep an apartment open for as long as possible to get more money. They wanted to sue us for money they claimed we owed from damages to the apartment. We went over the statement they sent us over rounds of emails with them. Even sent them our timestampes video of the apartment just minutes before we turned in our key. We had to show them bank statements proving that we gave them checks for all of our deposit. They ende up owing us several hundred dollars from the deposit.
This rant got much longer than I intended but there are a lot of shady people to look out for. Our apartment complex was really nice, so we didn’t expect that out of them. Oops.
Post # 12
@cadybug: Yikes. Like I told Fiance, our move was rushed due to circumstances not in our control. I’m starting to regret choosing this apartment, but I think we’ll be okay. I told him I don’t plan to stay another year once our lease is up. I’m sort of nervous with having to pay a money order now because there’s no actual trail of the money except for a receipt, I guess. I don’t know how it’ll work since I’ve never done a money order before.
Post # 13
I pay my rent with a money order every month. I bank with an online bank that does not have checks. When I take my money order into the office to pay my rent each month I ask for a signed copied reciept. So the office will copy my money order and stamp, sign & date it as to when it was received. I also keep the reciept stub, which has a tracking number and everything on it. I keep the copies in my file folder at home. =]
Post # 14
@MrsWilson2012: That would be awesome if I didn’t have to mail my rent checks/money orders. 🙁
Post # 15
EEEk! The world of online banking and everything in general scares me! One error can ruin your life!!
Post # 16
oh wow! Pheww, Im glad that you had your receipt saved! Thank you for telling us though. I have a tendency sometimes to just crumble them up and throw em away. Not anymore.