Post # 1
My old housemates just contacted me saying they needed to pay me back for the house deposit I paid in August. I’ve been waiting for this since December when I moved out. It’s a couple hundred dollars. Anyway my old housemate asked if I could wait till this fall to get the money…. um no…. sorry, funds may be tight for you but Darling Husband and I are post-graduates living on one income with little money to spare. :/ So annoying. I certainly hope they ‘find’ the deposit soon, there was really no way it could have gone missing since the money is being returned to them as the lease is up this month on the house. Unless they want to spend it or are in a hole with their own finances, I don’t see why it shouldn’t go to me directly. I’ve been waiting a whole semester for this money and am just a little put out they would suggest giving it to me months from now.
Post # 3
One Friday, years ago, I was at lunch with a co-worker who started telling me her and her husband had no money for groceries over the weekend and she was very upset. She even started crying saying how broke they were, couldn’t afford to eat, and had no food in the house. So, I felt really sorry for her and asked if I could loan her some money. She immediately jumped at my offer and said she needed $200. I wrote her a check and asked if she could pay me back on the next pay day. At the time I was young and struggling, working as a legal assistant. She made a lot more money than I did but I was better at saving. The $200 was a lot of money to me but I felt it was for a good purpose to help her buy food for her and her husband. Imagine my surprise, and dismay, when she came in the office on Monday bragging to everyone about how she’d bought a new vanity set, complete with a table and chair, and how cute it was. I asked her how much it cost, and she said, “$200!” I guess she had forgotten how she had lied to me about needing my money for groceries. I was so pissed off. It took her several months to even begin to pay me back, and then she only paid about $50 every other paycheck. I decided then and there that I would never loan money to anyone again if I expected to be paid back.
Another co-worker (that I work with now) is a good one for going out to lunch with people here but “forgetting” her wallet and not realizing it until the check comes. She’s burned me a couple of times but there’s not much you can do. At least she always pays me back in a few days. Sometimes I just give the money rather than loan it.
I’m like you, I don’t understand why people don’t pay you back! I never borrow money from people and I don’t like it when someone asks me, either. If we can learn to manage our money, they can, too, lol.
Post # 4
Oh gosh, that’s terrible and what a waste. I admit I’ve had bad incidents with old roomies in college. My first time living in a house with other girls I offered to pick up essential items for them at the grocery since it was far away and I was going anyway. Bad choice. Only one paid me back and I soon learned that if I’m going anywhere to buy groceries, slip out the door unnoticed and never let them know the difference lol. I felt kinda mean the first time I did it and I knew they were out of things like shampoo or milk…. but my pocket book thanked me. If it weren’t for the house deposit I would have never dealt in communal money again in college. :/ Some people….
Um, the check is already four months overdue to me…. how dare you ask me to wait till fall?!?
Post # 5
YES! I feel the same way.
DH’s old roommate just gave him the money for last years cable bill yesterday! And we were married (and moved in together) 6 months ago…. It was almost a thousand dollars!!!
Post # 6
- Wedding: August 2013 - Brookfield Zoo
@Sunfire: I can’t believe the nerve of some people!!
For the most part I’m okay with lending people money for lunch, but I’ve never lent anyone an amount more than like $20. It’s never come up and I hope it never does, wouldn’t want to be stuck in a hard place.
Post # 7
@PinkMagnolia: yipes. I know! less than ten bucks, I’d say forget about it but anything over a few hundred dollars? How could that much money just go unnoticed? I’d feel terribly guilty if I borrowed that much and didn’t pay up.
Post # 8
@SimplyChic11: Really! I hope they pay you back sooner than that. I don’t understand some people sometimes, sheesh! I had to learn my lesson the hard way about this one. Even family members can be bad about it. I decided I either give them the money as a gift, or use one of my favorite words of all time, “No.” 😉
Post # 9
On the freak occurance that I leave my wallet at home or something, and someone has to cover me- I ALWAYS pay back. Literally on the spot. If my wallet is at home, or accidentally left in FI’s car, I fess up immediately.
“I’m soo sorry, I just realized I left my wallet inside my Fiance’s car. I have a bank app on my iphone and I can transfer you money immediately- do you mind? I’ll complete the transfer in front of you and give you the verification number!”
And I’m always sooo embarassed! I just never want to be talked about as “the girl who uses people,” or “the girl who is always broke.” I live within my means, and I will never ever use somebody for money!!
It just causes sooo many awkward situations..ugh.
ETA: I’m not a dick if it’s a CLOSE friend. My 3 closest friends all have full time jobs, etc. We have those relationships where it’s just normal for me to pick up the lunch bill one day, and a friend to pay the next. If one of my close friends genuinely needed money, I would know they would pay me back ASAP, and that they were putting it towards what they said they were.
Post # 10
I don’t understand why people are so casual about paying back the people they owe. We had to borrow $500.00 (the mortgage company was $500.00 off on our closing costs and we has already put everything we could down on the house) one time from my mom and I had her paid back within two weeks because I couldn’t handle how I felt to owe someone money.
Post # 11
@Sunfire: Wow!! I can’t believe that happened!
I agree with you though…anytime I “loan” money, I always just assume I’m not getting it back, so I give and forget it.
@SimplyChic11: But I agree, I HATE owing money. I pay it back as soon as I possibly can.
Post # 12
I am obsessed with paying people back. I just feel so guilty. I literally pay back right away. Becuase I know how annoying it is to give people money and never see a cent of it back.
I never loan people to people. Ever.
Post # 13
I always do. I can not think of a single person I owe money to.
Post # 14
I hate when people do that. I have a friend who needed a computer for school, because theirs had died.. I felt bad, an I asked how much? “300.00” I really didn’t want to, but I felt bad. Shortly after I hear them talking about how they got a mac pro or something which is like 1,300.00. Still haven’t seen the money.
Post # 15
@greenviolets: I couldn’t believe she was dumb enough to tell me on Monday, lol. Maybe she forgot! I was shocked, so I didn’t know what to say at first. Then, I was like, “Kathy! You told me you needed that money for groceries, what the hell?” She was so caught in that lie, haha! She didn’t even act one bit ashamed.
I also hate owing someone so I never borrow money. I hope I never have to, it’s not a good feeling. But I would definitely pay someone back immediately if I ever did.
Post # 16
Yea I pay money back asap! Does oweing money to someone make anyone else feel like they have the Linus cloud from Charlie Brown over their head? LOL