Anyone always worried their stone will fall out?

posted 4 years ago in Rings
Post # 3
Member
5664 posts
Bee Keeper
  • Wedding: August 2012

Have you insured it?

My ring is insured, and the jeweler gaurantee’s the diamond (actually all of them, band included) as long as I have it checked by them every 6 months. I probably used to worry more but I don’t now.

Post # 4
Member
1420 posts
Bumble bee
  • Wedding: March 2015

Ditto on insurance to stop your worrying!

Post # 5
Member
121 posts
Blushing bee
  • Wedding: June 2015

I worried a lot about mine at first, but since it’s stayed put this long I’m worrying less and less. My plan is to just treat it carefully – not wear it to bed where it could get caught in my hair or on the sheets, being careful with winter gloves, etc. – and then taking it in for a prong check right after our wedding, when I’ll have another ring and might not mind being without this one for a few days if it needs repairs.

I think it’s normal to worry a little bit, and if you think you have actual reason to worry (one of the prongs looks a bit off, something like that) then take it in to get it checked out. But try not to worry too much! I don’t know how much your ring is worth, but chances are high that there are lots of people with much more expensive stones than yours who also rely on the prongs to hold them securely day to day. As long as the prongs themselves are structurally secure and you have them checked out once in a while, there’s really no reason to worry.

Post # 6
Member
3266 posts
Sugar bee
  • Wedding: February 2014

I worry more about my ring falling off than the diamond falling out. I do also worry about my micropave diamonds coming out but usually only if it knock the crap out of my hand on something. Having it insured definitely eases my worries.

Post # 8
Member
5664 posts
Bee Keeper
  • Wedding: August 2012

@TGold:  Oh gosh, insurance is not something you can let yourself “just forget”. You need to get it ASAP. You never know what could happen to your ring.

Post # 9
Member
3266 posts
Sugar bee
  • Wedding: February 2014

@TGold:  Definitely get insurance. I let mine lapse 2 days because I forgot to pay the premium and I was freaking out, haha. Add it to your homeowners/renters insurance or go with somewhere like Perfect Circle aka Jeweler’s Mutual.

Post # 10
Member
1328 posts
Bumble bee
  • Wedding: April 2014

Insurance will really help with that.  I was worried about that as well, my mother’s stone fell out once so I always remember that.  But I pay $5 a month for insurance to know that if it does fall out it will be replaced with no out of pocket cost to us.

Post # 11
Member
1785 posts
Buzzing bee
  • Wedding: June 2014

@TGold:  I get worried if I really bash it on something (I’m super clumsy) or if the prongs catch on something but it’s just because I love it. Mine is insured. 🙂

Post # 12
Member
8044 posts
Bumble Beekeeper
  • Wedding: December 2013

I do sometimes worry, but I worry more about losing the entire thing. That’s why I wear my wedding band on the outside, to keep the diamond safer.

My ring’s been insured since the hour I received it. I don’t take chances. It would still be awful to lose it, but insurance gives me peace of mind. Try Jeweler’s Mutual/Perfect Circle.

Post # 13
Member
12262 posts
Sugar Beekeeper
  • Wedding: May 2013

I spent the first year CONVINCED I was going to lose it somewhere! And it was properly fitted. Totally common worry!

Post # 14
Member
4339 posts
Honey bee
  • Wedding: February 2009

I would be worried with no insurance too, but I think once you insure it you will worry less.

Post # 15
Member
1034 posts
Bumble bee

I’ve been engaged for 9 months now, and I’m still paranoid about my ring.

When I first got my ring, a few of the stones were incredibly loose, (they could basically flop over to their side, that’s how loose they were!) I brought it back to my jeweler and he tightened the setting.

But still, to this day, about once a week I lightly tap the stones with my nail to see if they move.

And I don’t wear it when I: sleep, cook, clean, put on/remove nail polish, or shower.

To echo everyone else here, YES, get your ring insured. I have Allstate car and rental insurance, so I just called them up and flat out asked them how to go about insuring my ring. They were super helpful 🙂

Post # 16
Member
1090 posts
Bumble bee
  • Wedding: April 2014

I am constantly checking to make sure the stone is still there! FI got insurance for it as soon as he bought it but I still worry all the time that I will lose it.

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