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Girl, I understand how you feel! My finace is a full time student that works when he can and I work full time to pay the bills. We come up short every month and have to pull the money out of our wedding fund. The wedding fund keeps getting smaller and smaller. I am not sure how we are going to beable to afford a wedding at the rate we are going.
Roux and greenflower, I feel you! We're three months behind in our wedding-savings plan. I mean, we have the time to make it up, but if we haven't even been able to put down each month's worth every month, I am not sure how we're going to play catch up!
Ugh, I know how you feel. I'm doing a little better this year, but last year I was working about 50 hrs/week, plus school full-time, and I barely scraped by. If it wasn't for my grandmother having left me about $4000 in bonds towards college, I wouldn't have made it. What I'm really dreading is grad school, when I have to leave my job that I really depend on. The paycheck is way nicer than anything else I could get!
Just wanted to pop in and tell you... it gets better! I looked at your profile and you're 20 and in school. When I was 20 and in school I was broke all the time too. I had two roommates, going to school, waitressing, and was taking out extra loans to cover the gap when i needed to. At 25 I have a career job, one roommate (FI! heh), and I make enough to comfortably save for the wedding. Sometimes, things just take time. It will make you appreciate being comfortable so much more later though!
I know what you mean. Right now we are doing ok, but mostly because we've had small extra sources of income (birthday money and such). I think that in the next couple of months it is going to get harder to make all our bills. I am trying to get a higher paying job in the next couple months so...here's hoping!!
Ughhhhhhhhhhhhh I am soooooooooo broke. I am only 2 months away from finishing school and FINALLY making a decent salary as an RN, and I couldn't be happier. One of the most frustrating this is having to think every personal purchase through in excruciating detail, and not having the ability to be a bit frivolous sometimes. Here's an example:
Time to buy shoes. Problem is, I only can have one pair, so they have to be generic enough to fit many differnt occasions, becuase that is the only pair I get for a while.
or...
I would love to get my hair cut, styled, and colored. I can afford the cut, but not the color, even though it would look really cute. I'll just wait until I can afford the color.
And so on. My only words of encouragment is that it will get better once you are done school and can start your career. Then, in addition to having money for life's basic expenses, you will have a little bit of "fun money" for occasional purchases, just because :) A friend of mine graduated from social work recently, and she was so beyond thrilled when she was able to just buy a pair of boots, not because she needed them, but because she wanted them and could finally afford them!
I'm right here with you :)
Ew, I feel like I never have enough money! It sucks. I'm with you girl. To make matters worse--I found a great job that I qualify for and guess what? They've gotten 1,700 applicaitons in the last 5 days. Ugh shoot me.
Us too! Our move is costing $2000 instead of the $1500 we planned, we barely have enough for a few days in Mexico, we had to cut our grocery budget, and we've got so much to do in the next 2 months (work, wedding, move). I think I may be losing my mind....
Im there with you too ladies! My husband and I are a very young couple and we live paycheck to paycheck. luckily we are able to make our bills and are not short. but with the added costs of the wedding its really hard! Its caused a lot of stress for us :(
Absolutely.... We've got less than $100 to go on until next payday (not til the 12th, a week and a half!!).
Luckily, we've got food in the fridge and food for our dogs, so I think we'll make it :)
We are broke beyond belief. We just realized in January that we have to put all wedding saving on hold to get through the end of the school year.
And I'm sure my FI sympathizes with you on the BD front. His was last weekend and we don't have the $ for me to buy him a gift :( I did make him a cake though.
I second CorgiTales! It definitely gets better. I remember when I was in school, I was so poor and barely getting by. But once you get a good job (it takes a while, but it happens!), things pick up, and you can start putting money away in savings AND still have money to go out to eat and stuff :) It just takes time. My husband and I weren't comfortably living until I was about 24 (I'm 26 now).
I third! It does get better, I was so broke when I first got out of college but I have steadily climbed my way up and now making a good living. Unfortunately, FI is unemployed and getting his teaching credentials, but my income allows us to live comfortable and save for the wedding & house. It is hard though and I can't wait until he can financially help us out!
I hear ya! While we are much better off financially and just managed to buy our first home together, it is tough! Particularly because both of us have chosen jobs that may not pay us the big bucks, but are in fields that we want to do. This is in contrast to some friends who earn a lot of money - particularly for their age - and they do not seem to understand that we simply dont have the money to throw around. Last year my best friend moved overseas for a year and was really bummed when we couldnt visit her... particularly when other friends could. I was so sad the entire time that I couldnt visit them, but I knew it wasnt worth getting myself in debt!
We have set up a budget, thats so tight that I only get a spare $60 a month to play with, but it should hopefully give us more options in the future, and we may actually get to travel overseas again one day!
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Hey girls.
I have been going over the numbers for this month with my live in BF, and they are just not adding up. We are going to be about $300 short on rent this month, so we have had to talk about returning my birthday present (BF bought me a set of iPod speakers for my Bday which is tomorrow) and buying it again next month after the rent is paid. I understand, and would rather do that than borrow money off my parents. But it does make me sad.
I don't mean to have a pity party, but I wanted to have a bit of a vent. I know many people have it way worse than me. I mean, I'm sitting on my couch on my laptop watching tv, not sleeping rough on the streets. I'm just so sick of being broke and having no money for nice things.
Anyone else want to have a vent with me?