Appraisals

posted 3 years ago in Rings
Post # 3
Member
6000 posts
Bee Keeper
  • Wedding: October 2013

I’ve never had this happen but I agree, I would trust the GIA appraisal over the other one.

Post # 4
Member
11668 posts
Sugar Beekeeper
  • Wedding: November 1999

GIA is the gold standard, so I’d go with that one.

Post # 5
Member
6407 posts
Bee Keeper

GIA doesn’t give a grade range like K-L color or SI1-SI2 clarity. Are you sure you have a GIA report?

It should look like this (not my diamond, just a report I found online):

 

Post # 7
Member
10384 posts
Sugar Beekeeper
  • Wedding: September 2010

I’d get a 3rd appraisal and see what they say. Luckily, the dollar amount is close, so for insurance purposes, it shouldn’t matter too much!

Post # 8
Member
6407 posts
Bee Keeper

@MsGinkgo:  Ah, I thought it might be something like that. That jeweler’s appraisal is not actually a GIA appraisal. Many jewelers were trained by GIA and use this terminology in a confusing way, but their opinion is not necessarily in line with what an actual GIA grading report might say any more than any other jeweler’s opinion might be. The only way to know what GIA itself would assess your stone is to have it graded by GIA (at which point you will receive a report document like the above). Such documents from either GIA or AGS are highly reliable, much moreso than other forms of appraisal.

Post # 11
Member
6407 posts
Bee Keeper

@MsGinkgo:  Well, I suppose you could take it to new york yourself, but yes, basically.

Post # 12
Member
3365 posts
Sugar bee
  • Wedding: February 1997

No, without sending the ring away and having the diamond unset, you cannot get a GIA appraisal. No truly reliable appraisal can be done on an already set stone, which is why independent appraisals can vary so greatly. A setting can obscure colour and hide imperfections. 

On a vintage ring, this isn’t as vital, as presumably the ring has value other than monetary. But on a newly purchased ring, this is why a reliable certificate from AGS or GIA is so important. If the ring is graded by another lab, an independent appraisal may miss imperfections or be unable to truly discern colour because the stone is already set. 

No reliable certification will give a range on colour or clarity. The purpose of a certification is to tell a person exactly what they have, so it should include a single colour grade, a single clarity grade and a plot showing the nature and location of inclusions. You cannot get this on a stone in a setting. But ultimately I am guessing that on your grandmother’s ring you only need an appraisal for insurance purposes and that it will not change your love of the piece. Since it cannot be truly replaced, have it appraised for insurance purposes and take the highest number you can get, IMO. Money cannot replace a vintage ring, but when it is the only thing left to compensate the loss, the higher the better.

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