Baby's Social Security Number

posted 2 years ago in Parenting
Post # 2
1609 posts
Bumble bee
  • Wedding: September 2012

From what I understand, its illegal for anybody to ask for a ssn, unless it’s for tax reasons. somebody correct me if I’m wrong. 

Post # 4
4413 posts
Honey bee
  • Wedding: June 2012

I needed DD’s SSN to set up a state college fund for her, but I’ve never needed it any other time and don’t expect to. DH’s SSN, on the other hand, I know better than my own. Because Army.

Post # 7
1319 posts
Bumble bee
  • Wedding: April 2015

makes sense. can be used for identity theft. keep it in a safe deposit box. i work in finance and people come to open their first bank or investment acct even credit card and they get denied due to a record on chexsystem or one of the credit bureaus because a parent or stranger opened accounts, bills and credit cards in their names.

Post # 8
496 posts
Helper bee


megz06:  Yeah for life insurance you might need it and to set up a college fund. I used it to set up my life insurance with my kid as the beneficiary but for a regular doctore’s appointment I would never think to give it. Actually,that would raise red flags for me. 

Post # 9
5697 posts
Bee Keeper
  • Wedding: August 2012

Actually you should never give your or your child’s social security number to a medical provider. It’s absolutely unneccessary for them to bill your insurance, and that is why you have a member ID. I’ve read some pretty scary things about fraudulent medical charges due to this. I know they all ask for it but frankly your SSN is none of their business.

I”m sure there ARE other situations though where his SSN is necessary.

Post # 10
2727 posts
Sugar bee
  • Wedding: August 2010

We needed it to set up his savings account with our bank, but we needed to give ours when we did to.

Post # 11
2355 posts
Buzzing bee
  • Wedding: September 2014

I was under the impression that a lot of doctor’s offices required it as a way to prevent insurance fraud.

Post # 12
1147 posts
Bumble bee
  • Wedding: October 2012

megz06:  We needed it on DD passport application but other than that and financial things like setting up a college fund, trust account, etc, I don’t think we’ll need to give it out. She already has her own medical record number and insurance card for doctors visits. 

Post # 13
1802 posts
Buzzing bee

I’ve never been asked for mine when setting up accounts, but maybe the bank or your area has different regulations for that. I would definitely keep it safe and only give it out when absolutely necessary. I wouldn’t be too worried aabout giving it to a financial institution if it is well known and everything, but that’s about it. My mom’s friend’s SSN got stolen when she was 1-2 years old. Of course you don’t think to pull credit reports on your toddler, so when she turned 18 and realized she didn’t qualify for even the crappiest CCs she pulled her credit report and found out about all of this stuff that was done in her name. 

Post # 14
1826 posts
Buzzing bee
  • Wedding: November 2014

Some prescription insurances use the member’s SSN as their ID number. I hate this :/

Just a thought.

Post # 15
1436 posts
Bumble bee
  • Wedding: September 2010

My bank will need my daughter’s SIN (Canadian version of the SSN) in order to set up her RESP (college fund), but I’ve never had to provide my SIN to anyone other than the government or my employer. 

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