Post # 1
Hello Bees! I’m new here although I’ve been lurking for quite a while and y’all seem to give good advice so here we go…
My boyfriend and I live together right now in my town house that I bought before we started dating and we are going to put it up for sale this spring and buy a single family home together in the same area. I used to really like my job but over the past few months I’ve really started to hate it due to various different reasons that I don’t see getting better any time soon. My question is can I try to get a new job now if we are going to be trying to get a mortgage in a couple of months or am I kind of stuck until after we move?
Post # 3
I would say wait until after you move. If you make any changes at all now involving employment, it will hurt your chances of getting a mortgage. And if you do get approved, you might not get approved for as much.
If it was me, I would wait until after you move.
Post # 4
oh thank you for asking this!
DH and I just got new jobs about 3 months ago and while he loves his, I am a little indifferent about mine and want to switch if I find something better… HOWEVER, if that is going to hurt my prospects for a mortgage, I guess I can wait.
ugh its annoying to feel stuck in your everyday because of the desires of your “someday”
Post # 5
I don’t think it matters as long as you have good credit and a healthy enough saving to put 15-20% down.
Plus, the mortgage will be in BOTH of your names rights? Since your FI works too, I think you should be fine.
Post # 6
@LadyBlackheart: Thanks! That was what I was thinking too.
Post # 7
@weddingbee098: Yep, it will be in both of our names but my boyfriend is laid off during the winter for the most part other than snow plowing so I don’t know if him being laid off & me having a new job would affect anything.
Post # 8
If your BF doesn’t have stable, year-round employment, I would definitely wait until after you get the new mortgage to get a new job!
Post # 9
It’s stable employment, he goes back to the same company every spring. He works in construction & they can’t work December-February because of the ground being frozen & the buttloads of snow we get lol.