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Bank Offers Direct Deposit But Work Doesnt?

posted 1 year ago in Money
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    1.
    Member
    3,319 posts
    Sugar bee
    mishelleez    November 5, 2010   DW- Bahamas

    How does this work?! My fulltime job offers it but my PT job does not. I dont want to set it up and have them yell at me :/

     

    Thanks all you smart banking people!

     
    2.
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    Bumble bee
    mcnetn3    August 13, 2011   North Carolina

    I'm not sure I undserstand what the problem is.  You just have direct deposit from your fulltime job and you are just stuck depositing your checks from your part time job.

     
    3.
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    Sugar bee
    mishelleez    November 5, 2010   DW- Bahamas

    I just swapped banks and my new bank offers to set up direct deposit. I was confused on how that works my FT job I had to do it thru them.

    I dont want to fill out the form online for my PT job like the webiste tells me to and have my PT job be mad.

     
    4.
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    Helper bee
    HolyVowels    June 2010  

    I worked at a bank, who offered free checking accounts to people with direct deposit. People would call us and say "I'd like to set up direct deposit". That is something you need to set up with your employer, and if they don't offer it, then they just don't offer it. They may be a smaller company without the electronic payroll capabilities.

     
    5.
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    Bumble bee
    mcnetn3    August 13, 2011   North Carolina

    So your bank is offering to set them up for you? If your PT job doesn't offer direct deposit, then they probably don't have a person on staff to set up drafts like that even if your new bank contacted them.  Just set up the direct deposit with your FT job and leave your PT job out of it.

     
    6.
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    Helper bee
    HolyVowels    June 2010  

    @mishelleez: They are probably just going to give you a form (a letter from the bank) with your routing number and account number to hand to your employer. They can't just automatically take money from your PT job's payroll if it's not something they offer.

     
    7.
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    Sugar bee
    mishelleez    November 5, 2010   DW- Bahamas

    @HolyVowels: When I sign on my online banking account there is a link to set up direct deposit.

     
    8.
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    338 posts
    Helper bee
    HolyVowels    June 2010  

    @mishelleez: The bank I worked at did too. And it's a form with the bank's address printed on it and your account number and routing number. People still had to print it out and give it to their employeers. I'm not sure how much different from that it can be.

     
    9.
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    Bee Keeper
    Lindsay12.31.2010    December 31, 2010   Missouri

    My past two jobs haven't offered direct deposit.  it's no big deal.  I just take my checks to the bank and deposit them there.  There are like 5 Bank of America's here. 

     
    10.
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    Sugar bee
    mishelleez    November 5, 2010   DW- Bahamas

    That sucks! I was really excited I could magicly have my money in my account from them even tho they dont offer it.

     
    11.
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    1,320 posts
    Bumble bee
    alishadhs4    June 5, 2010   Colorado Springs, CO

    i dont understand your question....if your job does not have direct deposit, the bank has no way of getting around that and you cannot do it.

     
    12.
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    5,511 posts
    Bee Keeper
    oracle    October 23, 2010   Los Angeles

    If your PT job doesn't offer direct deposit, then you don't have a choice (even if your bank is offering it).  The PT job is the one paying you - so it's up to them to have the ability to transfer the funds in that way (not on the part of the bank to receive it). 

    Hope that makes sense....

     
    13.
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    Bumble
    Beekeeper
    Miss Tattoo    September 15, 2012   Pittsburgh, PA

    The only thing your bank is going to do is give you a form to give to your employer. Usually they give it out with new accounts because you don't have any checks yet. When I changed banks, I gave the form to my HR manager. If your PT job doesn't offer DD, then you just have to take the checks into the bank.

     

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