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So this is a choice that most of us don't have, and I really don't think will be an option for me either!
But if you could get by comfortable on your husband's salary only, would you choose to leave your job and be a stay-at-home mom or housewife?
And what would be the deciding factor for you in terms of "comfortable enough to quit"? (ie, able to fully fund retirement, pay all bills, large savings, college funds...etc?)
Just curious on the views. I'll chime in too!
I go back and forth on this a lot. I think when we have kids it will be so much harder for me to work, but at the same time I will have a bigger reason to--we need the money for savings, college funds, etc! After all, kids are expensive.
I really think if I didn't have to work, I wouldn't. But at the same time, I know I would want to do something--go back to school, volunteer, even do something part time. But it would be so nice to not have to worry about my portion of our income being very important.
I would absolutely still work. I get bored staying home all day. Plus, why wouldn't you want to have the extra money. I probably wouldn't work full time, I'd split my time between working and volunteering.
The same goes for if we won the lotto - everyone I talk to says they'll quit the next day but I'm 99% sure I would still work and try to keep my life as regular as possible.
I know I would not, no. Working full time, yes I would stop working. But would need to work part time for the pure fact that I would become bored if did not work.
I was off 12 weeks for maternity leave, don't get me wrong I love my son and love spending time with him but I need to keep active besides taking care of him.
Yep. I loathe working. I just get bored really easily. I wish jumping from job to job isnt so frowned upon.
If anything, I would love to work part time. For me, It is so hard keeping up with a house, working out, eating healthy, etc.
It is always rare to me to have a free weekend. Working is just such an inconevenience! lol
I would love to not work to keep up with the house, work on house projects, volunteer, etc. but of course, it's not in the cards!
Yes, but I would worry less about what it paid and focus on what I want to do. Or I would apply for a different program in school.
Yes and no. If I knew that our family would be financially secure on just FI's salary, I would leave my current job. I actually like my job and work with some really great people. I never dread coming here. But...if I had the freedom to pursue a more creative job (ie: a writer), I would definitely jump on that! I would love to have a career that was creative and allowed me to spend more time with my family.
If DH loved his job and/or was a trust fund kid and we had 6 or more figures in savings/trusts and had our house paid off, with more income going into retirement and enough play money, I'd quit in a heartbeat.
I know we could live on less, but I wouldn't feel right, unless we were insanely well-off. I've worked as soon as I could and if we were struggling, I couldn't imagine not contributing to our household. I'm also currently making more than DH - so that probably alters my thoughts on the matter (or feelings of it being impractical for us).
Absolutely. And we're planning to do just this. When we start having kids, DH and I both agree that we want me to be a stay-at-home mom to our children.
I would quit in a heartbeat. Not working outside the home doesn't mean you don't get outside the home. I would do volunteeer work for all sorts of charities to which I would love to of more assistance.
I would still work. I have to have something to do or I get really bored. Also I would feel guilty that my husband would be working his butt off to support me, when all I am doing is sitting at home sitting on mine.
@julies1949: I agree. I have no fulfillment at my job now. At least by volunteering I feel like I am making a difference.
If we were secure that I means I would be traveling all over america showing horses.. so hell to the yes. If I couldn't show horses, no, I am not working right now, and I am bored as all get out.
we're in the middle of this right now!
growing up as a little boy, FI says its always been his goal to make enough himself so that his wife could stay home with the children if wanted too. - so sweet.
i've been a nanny for a year now - in circumstances that are far from enjoyable. and working 10-12 hours a day 5 days a week. im beyond exhausted! FI started a new job last November and is making more now than he did at his old job + my salary combined.
we've decided that i am able to leave the nanny job! I AM SO RELIEVED. im staying here until april finishes. and then spending the summer months at home with our 2 puppies wrapping up all of our weddding plans until august. once the wedding is completely paid off (aiming for may) - we wont have too much to worry about!
right now, im not able to have children - but were not giving up on that miracle baby! so with less stress on me from this job, we'll be trying more and praying! also using that time to look into adoption etc. but when kids DO come - were so satisfied knowing that ill be able to spend time with them and we'll have family time! the way FI job is laid out, he can bring them to school and attend sporting events - we already thrive on all the family time we will get to spend together, breakfast in the mornings & etc!
but once my children are old enough - toddlers or preschool - in school for sure - ill DEFINITELY want some type of job! ill get too bored! whether its a few hours a week or a few days. itd be so nice to do something that i enjoy! vs having to do it because it pays good money. ideally id like to go back to school & get my masters in counseling, then when we rebuild our new home, have an office in there and have clients come to me!
I go back on forth on it, but I think if we could comfortably get by then I would. Maybe find somewhere fun to work a couple times a week.
Although right now I'd quit my job in a heartbeat. It is boring and I don't really care for the people I work with. I plan on staying there until we start a family but after mat leave if I had to go back full time I'd find something else.
Heck yeah! I like my job enough, and I get a big sense of worth from it (I'm an engineer), but my real passion is art. I also love baking, crafts, planning, etc.
I make more than FI, although he does plenty fine by himself. He's talking about going back to school and becoming a vet, so for the immediate future I'll be working. Way down the road, it's possible I could go part-time or seasonal which would be nice. If I could make money selling cakes or crafts I would totally stay home.
I'm currently in this boat and am not working. I didn't enjoy my job before, and was only working to pay bills. FI makes a good salary, so he didn't want me to work at a job I hated if it wasn't necessary for us. I stay busy by volunteering, taking on new hobbies/projects and taking care of our three pets. I feel very relaxed and happy. I might find a job after the wedding, but I will not be working when we have children.
Hmmm... Well I at least want to be a SAHM for some time after having kids, I just don't know how long/if I'll work part-time. If I didn't have kids and my husband made a boat load of money, I probably wouldn't work, but I'd make sure we had a great pre-nup so I'd be protected from having to go into the workforce without recent work experience. "Boat load" would be living in Manhattan, shopping/eating out without blinking an eye, aka this will never happen.
i may take more time off, but i would still have to do something... i would probably still work like 3 days a week, haha.
I'd work. I think I'd be bored otherwise and I need the structure in my life. I know if I was a SAHW I'd be in my Pjs all day, not volunteering or doing something useful.
I think I would want to work part time at least, then eventually not at all. My FI will be making plenty for us to live off of and have children, so he's definitely pushing towards that. Especially since his mom was always working and he never saw her besides when she took him to her job. Lol.
If I had kids I would love to quit my fulltime job. My mom didn't work when we were smaller and it was so nice to have that time with her. She went back to work full time when I was about 6th grade.
I would love to have something part time though just so I could have something else to do besides kids full time.
I have my own candle shop and I freaking love it. I used to work in corporate but left my high paying job to do this, and now FI makes 3x what I pay myself... so we're kind of doing this already.
There's no way I could just be a housewife though. FI travels for work and is gone Monday-Friday, so I'm happy as a clam to sit here in my gorgeous shop and hang out with my amazing customers. :)
No, I'd go stir-crazy. I have a hard enough time if I spend more than 1 day on the weekend doing nothing lol.
Our hope is that I can land something that makes enough for my FI to stay home with the kids while he writes.
So this is actually going to be an option for me in the future. My FI is in his 3rd year of medical school and plans to be an interventional cardiologist (starting salary is usually around $350,000/year after residency). This is absolutely more than enough money for me not to work. However, I fully intend to work. I'm studying to be a teacher. My salary will be around $45,000 starting, which is MUCH less than my FI will make. When I have children, I plan on staying home for a year or two while they are very young, but I will return to work.
For me, I LOVE what I do. I love teaching. I have an incredible amount of fulfillment in my job. Because I'm lucky enough to have a job I love, I would never leave it. I also have worked really hard my whole life in school, so I wouldn't want that to go to waste.
No, working is good for me and therefore for us. I was home for 7 months on maternity leave, which I loved, but when I went back to work I found a part of myself I hadn't realized I had lost having my life so wrapped up in my son. Working allows me to have that in my life and fully enjoy and be excited about every minute I have with my son - unfortunately a way I know *I* would not feel if I was with him 24x7. Full time SAHM would not fulfill me although I have friends who it is a perfect fit for. In some ways, I wish I wanted to be a full time SAHM, but I just know it wouldn't be good for us.
Ideally I would work 25-30 hours a week.
Oh and I HATE keeping the house, so working allows me to pay other people to clean and do the things I don't like and am frankly no good at :) Our evenings and weekends are all about hanging out and spending time together not doing chores.
FH and I have this conversation from time to time. I'd like to stay at home with our future kids for a few years, then go back to work at least part time. I don't think thats really feasible for us though right now. My mom did it, and my parents aren't super rich at all, I guess 25-30 years ago it was doable.
I had a work friend who was given this opportunity. Her new DH does very well, and she was having some health issues. She ended up going on medical leave and then not coming back to work at all. They had bought a house based on his salary alone being able to pay for it. I think she wanted to get another job eventually, but I guess a less stressful one.
If I were single and came into enough money to retire somehow, I would in a heartbeat! Would I quit my job and stay home while my fiance worked to support us, no. Mostly I would feel then that I had to keep the house immaculate, cook every day, etc. And honestly I would rather go to my desk job than spend that much time on housework!
@MrsDulce: Yes I would but we would have to be very comfortable on DH salary. Not just comfortable. Right now we could comfortably live on only one of our salaries but choose to both work because "comfortable" is not enough for us.
If I did stay home I would take any free time I had and put my time toward a good cause. Although I am sure being a housewife or SAH mom would be very time consuming I would also need to do someting to give back to my community. I would probably work at a animal shelter in the office area specifically their IT department. So, I would probably work part time doing charity work. This is actually kinda my dream... :D
I would not do it to be a housewife, but I would to be a mom. I'd be too bored as a housewife I think. I would LOVE to be a stay-at-home mom though...
Hell no, I'd quit in a heartbeat. Comfortable enough to quit? For me, even if he made what we make combined, it wouldnt be enough to quit, cause we could always use more. If he made double what we bring home now, I'd put in my two weeks. Comfortable enough imo, would be maxed retirement funds, bills can be paid, college funds can contributed to, plus at least 3000 extra per monnth to spare.
I would right this second if I could. While I love kids and want them a few years from now, working at a daycare and as a nanny too, I am mentally and phyically exhausted. My boss either doesn't pay me on time, or pay me for the hours I worked or she is an emotional wreck and I have to comfort her while trying to take care of way to many children. My other boss pays me on time but I don't make nearly enough and I feel like she think I don't know anything about children when I have more experience than her. She never listens to my suggestions and the kid needs more sleep than he is getting. End rant.
So yes I would.
However, I would at least be volunteering and finding a part time job instead of the 6- 14 hour days I am doing now.
Yes and no. I wouldn't be working a full-time job, but I would definitely go volunteer somewhere part-time.
Yes...but may be I'd move to part time. I love what I do. I work with 17-20 year olds at a pretty critical point in their lives and it's extremely rewarding...but I'd love to step back during our quiet season to do other things.
I love our busy season. :)
I would still want to work at least part time. I think I would get bored and go stir crazy if it were just me and the kids at home all day. I would want some other adult interaction and something to stimulate my brain!
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