Post # 1
I know marriage is a union.. unity.. oneness.. or whatever is best way to describe.. I own my business and am very territorial over my hard earned work to just believe in only love.. I feel I trust my future Hubby, we do everything together and are both very supportive of one another but I still feel I need to protect my business from a business owner’s perspective.
If there are any other women out there who make their own $$ or more $$ than their soon to be husbands what are you all doing? I do believe 2 or stronger than 1 when agreed but I also believe in making decisions based on my business mentality too.. HELP!! I feel that if I create a divider between the both of us this may become underlying resentment but then I feel if I share everything then I may resent him in the future..?? Not sure what to do!!
Post # 3
@LAPhoto: What we do is I have my own bank account, Fiance has his own bank account , than we have a joint account. We both use our joint account for joint expenses(Mortgage,bills etc..) We have direct deposit into the joint account when we get paid. This is what works for us, but it might not work for another couple.
Post # 4
If you were to get divorced, all assets gained in the marriage will be 50/50 fair game, so you may as well be able to see where it’s all going. We have everything going into one main checking and savings, and a monthly fun money allowance going into our personal accounts.
Post # 5
We’ll be going completely joint. We MAY each keep a small savings account separate from the other in case one of us passes away suddenly & the main bank accounts go to probate, but we haven’t decided yet.
Post # 6
Similar to Nicolebug. We will have a joint checking and savings account for bills that need to be paid monthly. We will have some money in own separate accounts (which we already had) for whatever we’d like to do. I think I’d still run big purchases by him and he’ll do the same. I think some amount of freedom to buy a gift or lunch with friends is important. We will reassess if this doesn’t seem to work.
Post # 7
@hecallsmelove: Same here. Joint accounts for shared expenses (mortgage, date nights, etc) and separate accounts for personal expenses (clothes for me, car parts for him).
Post # 8
Everything is seperate but we can see each others accounts. The reason for this is because when we tried to combine it was just too confusing. We have two checkings and two savings. It’s what works for us.
Post # 9
We have both joint checking and saving accounts. Neither of us have a separate account that the other is not listed as co-owner on. It works for us, but it is NOT for everyone.
Post # 10
My fiance and i are already have our money together and have for almost a year now.
Post # 11
We have a joint checking and a joint savings with no personal side accounts. Honestly, I personally wouldn’t be willing to have it any other way.
Post # 12
We kept our separate bank accounts (at two separate banks) but we put each other on our accounts. We just talk about money and what we are spending it on with each other, just because it’s separate doesn’t mean it’s secret. My husband and I have different spending habits, I’m a saver and he is a spender and it just works better for us to maintain the separate accounts we’ve always had. This is definitely not a typical financial arrangement but we communicate well and it works for us.
Post # 13
Agree with everyone’s reasoning as there are different ways people like to spend money.. I prefer saving he prefers spending .. so I foresee a lot of arguments if we put EVERYTHING together in the future because I’d sacrifice not buying something and he’d buy whatever he’d want to (more spontaneous).. So I’m thinking as far as it goes to my business accounts.. I will be the only one to access these funds but I do see us opening a joint account together for living expenses. Thanks for the feedback!
Post # 14
@LAPhoto: If you want to protect your assets, you should consider a prenup.
Post # 15
My husband is horrible with money, so I joined our checking accounts and pay everything through there. He only has access to the checking account and not to the savings
Post # 16
We have checkings & two savings accounts together. I would be pissed if he felt he needed to open another account without me. We’re in it together, expecially financially.