(Closed) Bees who live on their own… What does your budget look like?

posted 5 years ago in Money
Post # 3
Member
1091 posts
Bumble bee
  • Wedding: May 2014

I used this site called the Everygirl to help me with my budget. Your student loan budget will vary based on several factors, such as how much loan debt you have and what type of payment plan you have.

I live alone and saving up to pay for my wedding and paying for student loans hasn’t always been easy. Good luck!

Post # 4
Member
6124 posts
Bee Keeper
  • Wedding: August 2012

Way to go on your last year of law school!

 

I still have my spreadsheets from when I was single and lived on my income alone.  I have different breakdowns than you, but this is where my net income went (not including taxes).  My loans were in deferrment as I ws doing a Master’s program, however, I paid them all off when I sold my house and moved in with my now husband.  So I don’t have a student loan category.

14%    groceries
42%    mortgage, utils, gas, cable, phone, internet
20%    miscellaneous (includes savings and random things like pet food)
2%     entertainment
2%     clothes
5%     auto, repairs, gas
2%     health costs
1%     eating out

Post # 5
Member
663 posts
Busy bee
  • Wedding: June 2017 - Vegas Wedings

Your budget looks pretty good. Its hard to really know how good until you know what area youll be in. Gas, housing costs, utilities and fuel vary so much across the U.S.

My budget break down is below. Im focused on paying off my student loans and saving. Retirement and health is taken out pre-tax.

Mortgage/ taxes/ insurance 15.50%
cell 3.00%
utilites 9.00%
food 9.00%
fuel 7.50%
car insurance 2.00%
debt 22.00%
personal/ eating out/ splurge 4.00%
emergency fund savings 13.00%
sinking fund savings (car and house maintenance, vacation, vet bills, gifts, etc) 15.00%

Post # 6
Hostess
2556 posts
Sugar bee
  • Wedding: May 2014

ETA: I can’t read!!  I don’t live alone, so my budget isn’t valid here! 🙁

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