Post # 1
How many of you want to be stay at home moms? Do you actually think it is likely to happen? Do you have any requirements that have to be completed first?
Personally, I really want to be a stay at home mom. I always have. That being said I have a master’s degree and a better job than my FI. We still hope that I am able to stay home. I want to have his student loans (our only debt) paid off before then and I want to have a good chunk of change saved. Before having a baby, we will also learn to live off of just his paycheck while saving mine (hopefully). My biggest fear is health insurance. His job doesn’t offer any…
Post # 3
I would love to be able to work part time, so that I can have some adult time as well as baby time.
I know this will never happen though we simply can not afford it.
Post # 4
I would love to for the first few years, but it won’t be possible for us. Our incomes are almost identical and theres no way we could afford it.
Post # 5
@lessons: It may make sense for your husband to get a job that offers health insurance if you are sure that being a SAHM is for you. Individual health insurance is INSANELY expensive, especially for babies, and especially if you/your H/your kid(s) ever have any health problems. Your out of pocket costs could easily eat up a whole salary. Obviously, if national healthcare moves forward and you are willing to wait until 2014 to start a family, this point is totally moot.
Just my two cents, but I would need to have very secure, very affordable, very expansive health care before I would have kids, much less be a SAHM.
Post # 6
i used to think i wanted to stay home once we have kids, but fi and i talked about it a lot. i’m the main breadwinner for now (hopefully not forever), but fi and i both realized how important it is for us to be financially secure. we don’t want to spend the rest of our lives worrying about money, and for us to afford where we live and the lifestyle we want, he would have to make a VERY high income that just isn’t feasible. he grew up with a father that was frequently unemployed due to his career choice, so i know that’s a big fear of fi’s too. we just feel better with 2 incomes. plus, i realized i’d be bored out of my mind with just a baby to talk to all day!
Post # 7
Right now I’m a stay at home wife (due to health issues) so it makes sense for me to be a SAHM when the baby comes. We already know we could survive off only his income. Plus, even though I have a masters, there are no high paying jobs in my field. I would only make enough to cover day care, which would just be silly.
Post # 8
I’ve done both. I was a SAHM until my daughter turned 2 (which is the same time her father and I split up so I had no choice but to work). I now work mother’s hours which I swear is the best of both worlds.
Post # 9
I don’t. It’s never been my ideal. Perhaps things will change after I have the baby, but right now I’m only working out a way to work from home part time (and the office the other part) because day-care is so expensive. I think I’d get bored and feel really isolated.
Post # 10
I fee like this question gets asked a lot on here but my answer is always yes. I don’t have a passion for my career and having worked at a daycare I always said when I had kids I’d want to stay home. When we got our cat I got misty eyed the first time I had to leave her alone, I can’t imagine what it’ll be like with my child. If we could afford it, I’d stay home.
Post # 11
Oh it’s a toughie for me. I know when we have children, I’ll want to be a SAHM, but just the other night I was bawling like baby to my husband that I wasn’t ready to quit working because I love my job so much. Thankfully we’re both on the same page that we don’t plan on having kids for a few more years.
Post # 12
Not for me, but I do hope my hubby can be a stay at home dad someday (so does he)!
Post # 13
I would love to be a SAHM someday but I dont know if it will ever be an option for me! DH would like this for me as well
Post # 14
We aren’t planning on kids for quite a while, but when we do have kids I really do want to stay at home with them. I am going to school for elementary eduaction, so as long as I keep my degree up to date whenever I feel like working again I can always go back to work.
The FI is going to become a CPA, so we will have great insurance and we hopefully won’t have to worry about too many money issues after we decide to start a family.
Post # 15
I’d like (and we have discussed) me staying home until our children are school-age. We want 2 kids, so until our youngest is 3 or 4. I would look for a job in the schools that they will go to.
While I stay at home, my career is one that I can hopefully do private individual work to help supplement his income and keep my foot in the door until I would go back to a full-time job. He is the main breadwinner now anyways, as I’m in Grad School still. I know that I will work, I’d just like to stay at home while my kids are younger, and then work in an environment what works best with their schedules (in a school) so I get summers, weekends, and similar hours off as they do. 🙂
Post # 16
I would love it! I am hoping that when we are ready to have the next kid I am able to go part time or quit for at least a year. But I dont think we could afford it. I love my kid to death but some times I don’t know how parents stay home all day with their kids. I only have one and he drives me crazy some times! LOL He is soo full of energy and always on the go.