Being in debt and getting married

posted 3 years ago in Money
Post # 3
6448 posts
Bee Keeper
  • Wedding: June 2013

I brought student loan into our marriage but it was something we talked about quite a bit beforehand. One more year of student loans until they are paid off… Ugh

Post # 4
10453 posts
Sugar Beekeeper
  • Wedding: January 2011

It didn’t make sense for either of us to bring debt into the marriage.  DH had student loans, I had savings, so they got paid off as soon as they started charging interest before we were married.

Post # 5
846 posts
Busy bee
  • Wedding: October 2015

I will be bringing student loan debt and a car loan into the marriage. BF will only be bringing his car loan.

As soon as I start making more money though, I want to pay both our cars off ASAP then once that’s done, pay off my student loans.

I hate having debt 🙁

Post # 6
3635 posts
Sugar bee
  • Wedding: May 2012

@BakerBee16:  Congrats!!

I had paid off my loans (small student loan and car loan) long before we were engaged.  He has a mortgage but that’s it.  We’re debt-adverse.  🙂

Post # 7
1590 posts
Bumble bee
  • Wedding: March 2014

Just student loan and car debt. I would pay them off if I wasn’t paying for the wedding!

Post # 8
11772 posts
Sugar Beekeeper
  • Wedding: May 2013

@BakerBee16:  That is AWESOME! Congrats!

I cut my student loans almost in half in the year before we got married. I paid the smallest one off all the way!

I did come to the marriage with my ULTRA tiny mortgage payment, but there’s a tenant in the property, so that’s zero-sum!

And DH didn’t bring any debt. He’s had ONE loan his whole life, graduated debt-free, and never made a single mistake with either of his credit cards! But he was also a business major.

Post # 9
1007 posts
Bumble bee
  • Wedding: November 1999

Student loans, but they will never be paid off…….

Post # 10
7654 posts
Bumble Beekeeper
  • Wedding: July 2012

DH had a student loan and car payment. Student loan was paid off with some of the extra wedding money we received and the car payment was paid off this summer with DH’s awesome summer money.

Post # 11
1040 posts
Bumble bee
  • Wedding: July 2014

FI has a mortgage, but that’s it. Unfortunately his property lost a lot of value due to recession and the house market crash, but he make a decent rental income from it. We’ve both got pretty decent savings. I don’t think I could justify splashing out on a wedding if we were both deeply in debt. 

Post # 12
2831 posts
Sugar bee
  • Wedding: September 2014

we’re both bringing student loan debt into the marriage- i have a little over $55,000 in student loan debt, and he has a couple thousand. he’s also in school now, so he’ll have more by the time he finishes.

Post # 13
1397 posts
Bumble bee
  • Wedding: September 2013

Just student loans with me and he has about $3000 on a credit card, but the car broke and he was in school and not working so I understood.  I have about $900 on my credit card from the wedding (which was 3 days ago) and that will be paid off next month.  I never carry a balance on my card and have never paid interest 🙂

Post # 14
9137 posts
Buzzing Beekeeper
  • Wedding: November 2013 - St. Augustine Beach, FL

I would prefer to be debt free but if I waited until I pay off my student loans I would be 40 or 50 before I could get married and I would prefer to be married before having kids which is definitely happening before I’m 40!

Post # 15
6788 posts
Busy Beekeeper
  • Wedding: March 2014 - A castle!

@BakerBee16:  Just LOTS and LOTS of student loan debt… and a mortgage…

Post # 16
8483 posts
Bumble Beekeeper
  • Wedding: September 2013

Student loans!  No credit card debt though.

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