(Closed) Being Smart About A Credit Card

posted 6 years ago in September 2013
Post # 3
4676 posts
Honey bee
  • Wedding: August 2012

I would check with your bank. They should be able to explain everything to you in simple terms and hopefully set you up with something.  

 You might have a hard time getting a good credit card (one where you get airline miles and stuff) if you’ve never had a credit card before.  I highly suggest starting out with Capital One.  They have none of the perks you are looking for, but depending on your credit score, you can build up your credit for a bit then apply for a fancier card in a few months.  

Post # 5
3583 posts
Sugar bee
  • Wedding: August 2012

I suggest creditkarma.com. It will give you an estimate of your fico and give your recommendations and reviews of cards that you would be qualified to get. But in laymans terms.

Post # 6
5007 posts
Bee Keeper
  • Wedding: September 2013

You could get a Delta card or American Airlines, just google “Delta credit card” and all the info will be on their website. I have a Southwest one (they don’t fly to Europe) and I love it, I’ve gotten a few free flights and it links with my Chase checking/savings account. I pay off my credit card every single month, I’ve never had a balance and that’s the only way I really feel comfortable with having a credit card right now. It’s not like having a credit card turns you into a crazy person, if you don’t have money problems normally, you’ll be fine!

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