- 6 years ago
- Wedding: February 2012
I have been a lurker for some time now, lol!
My Fiance and I got engaged two weeks ago and it was such a wonderful experience. We have been together for over a year and I am so excited that we are about to embark on this wonderful journey together
Well, enough of the sappiness, lol… on to the drama. Well, maybe not DRAMA per se…
We had a discussion last night about the who what when where and how of our wedding and it ended up in a fight. MAINLY because of money. We basically have none, LOL! Our combined income is over 6 figures, however, coupled with poor financial decisions in our youth, our credit is sub-par and we owe about 75k in debt (combined – student loans, credit cards, etc)
Being so, his main goal is to clean all that up so that we can buy a house and could, “care less” about a wedding. Now, you KNOW that when you’re a woman and your man says he could “care less” about something that is important to you, all hell breaks loose, LOL! Well, hell certainly did.
He quickly corrected and mentioned that he meant to say that the cost of a wedding comes second to ensuring that our finances are straight – that he could care less about having a wedding if it means that it cuts into our financial responsibilities. He DOES want to get married, to clarify, lol! You KNOW I requested clarity on that, haha! When I asked him, at the end of the day, what it was he saw, wedding-wise. He said a simple ceremony and a party with 25 people. TOTAL. UGH.
I COMPLETELY understand, however, that means that we will have little money to have a wedding and our guest list will essentially be family. After discussion, we decided that we could safely save $5,000 for a wedding without cutting into our overall goal of paying down our debt and getting our credit to a point that SOMEONE would provide us a loan for a house.
So, basically, I am asking if any of you in the DMV area (or any metropolitan area- i specify because its more expensive in these areas) has been able to have a wedding with $5,000? It seems like a lot of money but when i look at the cost of venues, invitations, photography, wedding dress, honey moon, catering, DJ.. ahh!! I am getting overwhelmed.
I have a champagne tastes on a coca-cola budget as my mom (and Fiance) says, LOL! So the Platinum Wedding I’ve always dreamed of will most likelynot come to pass unless I win the lotto.
He mentioned that we could have a cruise wedding as those packages come in around $5,000 and include ceremony and small reception, OR we could dock and get married on the beach. I love that idea, however, I dont like putting that financial burden on my family and friends. I know, I know. Its not about them. AND I dont know how I feel about walking down the aisle on a boat…
Anyways, any cost cutting advice and experience is greatly appreciated!!