@Misswhowedding: If I’m not mistaken, concerns about one person walking away — very good point to bring up, thank you — can easily be prevented/delt with in advance with a cohabitation agreement. That way, should things break down, noth of us are covered.
@BrandNewBride: Oh no! That must have been so devastating. I can’t even begin to imagine… Ugh, I hope that we don’t have to deal with that. I guess working on that emotional detachment is pretty important… Definitely going to be hard for me.
@Brideonabudgetlauren: Oh, that’s exciting! Good luck with that process! Then you’ll really know what sort of houses you can look at. My SO and I haven’t gotten around to doing that yet. We’re pretty confident in an approximation of how much we’d be allowed to take out, but have a very specific monthly budget in mind that is well below what we honestly believe the bank would qualify us for. On top of that, while we don’t need anything large or overly upgraded, we seem to have champaign taste on an apple juice — not even beer — budget. While we know we could find something well under our budget and renovate, a lot of things make that complicated. So what it really boils down to is that we want to beef up our down payment more before talking to a mortgage broker so we can increase our down payment hopefully obtain a bit more wiggle room with our mortgage, that’d be ideal and it is why we’ve held back from viewing homes in person and still haven’t begun the pre-approval process. We just really get a lot for our money out of this house that we’re going to see, which is why we’re going to go look even if it is a tiny bit sooner than we’d like.
@lovekiss: Hehe, awww! Thankfully my SO is just as hooked as I am on those. We sit, watch, and chat about what we would do and what we want in a home. Totally addictive shows.
That’s such an excellent idea! I didn’t even think of checking out the neighbourhood on Google ahead of time. That would save so much time and keep us from falling in love with a home in a less than ideal location. Thanks!
@MelBan: Oh my! You were shopping for a home for three years?! I certainly hope it doesn’t take us that long. We have been really hoping for sooner rather than later, especially because his work hours and the commute between the city where he lives and where I live is a pain. That sounds like it was tough to have all those deals fall through; its wonderful that you ended up in a home that you love, though!
Also, heat efficiency! While I wouldn’t have described where we live as tundra, it does get very cold in the winter. Heat efficiency didn’t even cross my mind as something to consider, so thank you!