Post # 1
Hello! I am looking for a bit of advice on how to survive both my SO and I being at school at the same time because I see a lot of bees in different forums mention that both of them are working towards their masters.
I am about to finish my BA in 2015. I am then planning on going for my masters, but first I woul have to take a year of prereqs to qualify, so I’m looking at at least four more years of school including my last year for my bachelors. My SO is also looking to return to school for his MA.
We will most likely attend the same school. We have an apartment together and pets to care for, so we obviously need more money than just tuition.
So how did you ladies pay for both of you to go to school at the same time? Did you just have to suck it up and work a lot at the same time, or did you budget to live off of loans and grants? Is all of the stress worth it to have both of us finish around the same time, or would it be better for one of us to complete our masters while the other works full time?
thanks in advance!
Post # 2
I’m looking at the same thing. I start law school in the Fall. FI starts med school next year. We would like to get married within the next 2 years but we are worried about our budgets as well. It’s looking like fellowships, grants and loans if we do decide to do it. I would like to hear what other people did or are doing as well.
Post # 3
- Wedding: August 2013 - backyard in the woods
My husband and I are in grad school together (both getting our M.S.’s, mine in biology and his in computer science). I had a paid assistanceship (research and teaching) which covered most of our bills, DH worked part time at a tutoring center. Basically, the assistanceship meant getting paid to do the work I was doing anyways and teach a few classes a semseter. We also took out some of the available loans to make things a little less tight financially.
I’m finishing my degreee in the next few months, so no more assistanceship for me anymore, but now DH has gotten a research assistanceship for summer and a teaching/research assitanceship for the fall and winter semesters (he has another year). It really wasn’t that stressful. We were both busy working towards our goals so being busy wasn’t a big deal, since we both were busy. I think it’d be more stressful if only one of us was in grad school- we’d need more personal time with each other if one of us had a lot of free time. Doing it together worked out perfectly for us.
Post # 4
A lot of my classmates have grad PLUS loans (a type of “extra costs” loan) to cover the costs of living that couldn’t be met just with part time work. It sucks to take more loans, but if it’s impossible to get by without them, it is an option. If you go that route, make sure you save any extra left over each semester and pay it back toward the loans so interest doesn’t build.
Post # 5
Aqualov: it’s great that you guys were each able to have an assistanceship. I’ll have to look into it, but I’m pretty sure those opportunities are few and far between for both of our fields of study unfortunately.
Dizzydiamond: I’m almost certain that we will have to take out extra loans to cover COL. I’m not too worried about it because the fields we would be going into would definitely make up for it salary wise. I spent my entire undergraduate career trying to work more while studying less. I’ve now realized that even though we have brought in a lot of income that I’m not doing anything relevant to my future career, and my grades end up suffering when I try to work so much.