- 3 years ago
- Wedding: November 2012
So, this is my first baby I’ve been laboring (no pun intended!) over a registry. Creating my registry was very eye-opening in terms of how much everything costs–I’ve managed to jam a bridal shower, a wedding and a baby into 11 months– so I feel like I’m tapping out my family and friends! Lol!
Anyways, the cost of everything forced me to really evaluate what do I absolutely need, what do I sort of need and what do I want? I was clueless. But, the one thing I did know was that I wanted to give breast feeding a whirl. Then I saw the prices of breast pumps. My goodness! But I knew I would need one so I begrudgingly put it on the registry. A friend who is a nurse suggested I rent one and I found out they are $85/month to rent (you get all new tubing, etc. when you rent), but some quick math made it a no-brainer to just buy one.
Then, this morning I got some really, really helpful and informative news via email. Thankfully, I have signed up for the “What to Expect When You’re Expecting” emails and opened one up read that insurance will cover your breast pump rental!! Had I not seen that email, I would have never thought to inquire with my insurance company about it. I wanted to share this great information with everyone. Below is the email that prompted me to call my insurance company for a list of providers to rent from in my area.
Breast Pumps and the Affordable Care Act: What You Need to Know
The Affordable Care Act (ACA) was signed into law in 2010, but one of the most important parts of that law requires commercial and private insurers to cover breastfeeding equipment — including breast pumps — for pregnant and postpartum women. Here are some tips to help you get the pump you want.
Get Information Breast pump coverage under the ACA doesn’t require a co-payment, but your insurance company’s pump offering may not be what you want or need. For example, if you’re going back to work, you’ll need a double electric pump (not single electric or manual). Every insurance company is different, so find out what pump yours offers as soon as possible. That way, you can be prepared by investigating your options.
If you’re returning to work after you give birth, a pump with the latest technology, like the Medela Pump In Style® Advanced, is an ideal choice. 2-Phase Expression technology is proven to get 18%* more milk when double pumping, like with the Pump In Style® Advanced. Watch a video to learn more.
Don’t Compromise! Most insurers allow you to upgrade from their basic pump option to one of your choice — you just pay the difference. But not all plans proactively communicate this to its members. So if you want a Medela 2-Phase pump, like Pump In Style® Advanced, ask for it and get the pump you know is best for your breastfeeding experience.
Don’t Go Without Most insurance plans require you to get your pump from an in-network provider. But many are also flexible if the covered pump isn’t available, letting you choose another pump or even reimbursing your purchase from a retail store. Just ask!
Remember: If you are pregnant or have recently given birth and have health insurance, you may qualify for a breast pump at no charge to you via the Affordable Care Act. Call your insurance company and find out today.