What do you do for a living? I saw the post on high income bees and wondered about the rest of us!
I'm in academia, but I also dabble in charity stuff... I make about £12K a year, without tax. I think that's about 18K US.
How about the rest of you guys?
I work in mental health as a counselor. It's a hybrid of social work and psych, with a social work income. -_- I make less than 40k a year. I live in a major city and have major student loan debt, so it just barely works out.
Wow, I suspect that bees must be a high earning lot! I thought there would be loads of people who work full time and make less than me. I thought my earnings were a fortune when I first got my contract... until I moved to one of the most expensive parts of the UK, that is!
Average UK salary is about 26K (39K US?) before tax, which includes those with degrees and those without. So I guess I'd still say that 40K US is a lot!
At the moment I work casually, as a finance assistant for an IT company, make about $20-25K a year
Case Manager for homeless youth making about 30k...though I'm a full time grad student. Hoping to be able to move up to middle management or something so probably after the degree closer to 40k.
@Rachel631: Believe me, I dont make as much as you think. I pay half a mortgage in student loans. 36K is what I make and living in a major city, it isnt exactly rich. If i lived in another region, maybe!
the euro is also worth more than the dollar.
I make 35/yr. According to our government Im not low income but I sure feel like it.
@sealevels: What I meant was that the average UK salary is 26K (pounds) which is about 39K US dollars. So theoretically you make almost exactly the average UK salary, as long as we don't include tax. Because the worker who earns 26K will pay around 30% in the UK (that's not 30% on the whole lot, just 30% on the tax excess).
EDIT: Using http://www.thesalarycalculator.co.uk/salary.php that works out to around 20K a year after tax (about 30K US dollars).
DOUBLE EDIT: **** me, I just found out from Google that apparently the median income in the US is 45K, and you guys don't even pay much tax on that! That's... that's a lot of money to my UK eyes, that's what that is!
I'm a legal administrative assistant and I make about 29k a year. But, it doesn't go far when you have student loan debt and a car payment.
I'm a procurement clerk - process checks based on inventory of company products, run reports, bill rail cars for transporting our goods...etc. I make just under 40k a year. i'm also a photographer on the side, mostly wedding photography, and when I have time. Kids 50% of the time and working full-time keeps me pretty busy
@Rachel631: Haha, I'm sure it looks like a lot. I make about 24K after taxes. I pay federal, state AND city taxes because I work in the city. I can't move out of the city because my FI is a goverment employee.
I wish I could print out what you said and show it to my very traditional, why-can't-you-work-in-finance-or-be-a-doctor-or-how-about-a-lawyer Chinese family. My cousin is 4 days younger and makes twice what I make. They still don't think he makes enough. They tell me I should get another job because I make peanuts.
For a person with my degree, I should be making more. Student loans take away about 1/3 of my salary. If I didn't have loans, I definitely wouldn't feel the burn.
I'm also in acedmica, and right now I make about $20,000 a year. I get really annoyed when I see people incorrectly maligning university faculty as some crazy high income earners living in the ivory tower.
@mrsSonthebeach: Another academic! Wow, I guess we're the two lowest earners on here, and we've probably got the most qualifications (on paper, anyway) as well. Guess we picked an interesting field to go into!
I was a high school teacher at about 30K/year, then I worked my way up at a small CPA firm to about $38K/year, now I am an office assistant (receptionist) for the state at $32K/year. I would like to get into the $40k range someday. I would have if I had stayed at the CPA firm, but I hated it there and my fiance was three hours away.
Luckily, no student loan debt and I paid off my car!
Mine is about $16k after taxes, and somehow, after a car payment, rent, gas, etc. I still have money left over every month. I think I'm doing okay for right now; it could definitely be worse, but I'm not making nearly what I should. I'm not even making the low end of the city average. :\
@vorpalette: wow, and here's me thinking US bees didn't pay much tax! I'm quite lucky I guess... I pay my mortgage each month (I saved up when I had several jobs to get the down payment), I don't pay back my student loan as my income is too low to meet the terms for repayment, and my (admittedly quite old, second hand) car was paid for up front. FI also has quite a good job, and he pays a lot of the bills. I hope I can get something decent when my contract finishes though... I'd hate to be in a position where I'm paying back my loan and am worse off in real terms!
@mrsSonthebeach: I'm also in academics. My graduate stipend is USD 25K a year, and I probably make another 5K from tutoring a year. So 30K total. Academics are the most qualified underpaid individuals on the planet. Certainly don't do it for the money.
@mrsSonthebeach: I'm also in academics. My graduate stipend is USD 25K a year, and I probably make another 5K from tutoring a year. So 30K total. Academics are the most qualified underpaid individuals on the planet. Certainly don't do it for the money.
@Rachel631: Unfortunately, I bought my car back when I made more money and was expecting to be hired in and negotiate a large pay raise, and they laid me off instead (I found out recently that they ended up going out of business). I pay almost all of our household bills since FI is in school, but he's currently looking for a job while he's out of school. I also don't pay my student loans because my income is too low.
@Rachel631: Learning Support for students with learning disabilities.
I could only find part-time work after I graduated so I'm only making just over $20k but with my other part-time job I can another 5-8k or so depending on how many extra shifts I can pick up. Still not enough to pay off my student loans and live in an expensive area :(
Got my annual increment last month, and now I earn a whopping £18k, pre-tax. Sadly though, as FH is also an academic (studying for his PhD), but not with the sort of undreamt-of riches @Rachel631: has (he got a fee-waiver scholarship, so we're not going into debt whilst he studies, but he can only do bitty part-time jobs) my £18k is supporting both of us pretty much. We're like a Romeo-and-Juliet of Academia - he'll soon be lofty heights of Academia, whilst I putter around in University Administration and everyone wonders why I've been invited to the same parties as him. *sigh*
Sllllooowly crawling my way out of my overdraft, whilst desperately trying to create some kind of savings independant of the one with all my birthday cheques from growing up, that my parents are insistent must be used for a house...
ETA: @Rachel631: Mind if I ask what sort of role you have in Academia? Are you part-time? It's just, I used to work in Recruitment at my University, and the lowest salary for a role that required a PhD was around £25,000, but usually they'd start with Research/Teaching Fellows at about £30,000. I'd been basing my FH's future earning prospects on that! Would be helpful to get a better idea of what else could be out there for us!
Am i the only retail worker? Lol. Currently i'm back in school (at the age of 30! yikes!) so i don't work full time, so... maybe 13K? maybe 12. But when i was full time i was the HR at the retailer i worked for and only made 21K. That would be why i'm in school, someday I hope to be making closer to 30, for me, that would be big money! lol
Currently at 38k but i'm underpaid so i better be getting a good raise soon or i'll be job hunting.
I've got a mortgage, a car loan and student loans and with paying for this wedding i'm barely getting by.
I work in the housing department at a university and make about 26k/year, which isn't much to brag about. But with my job, I am the resident manager in a dorm and get free living expenses in a 3-bedroom apartment! So that adds a lot. The state employee benefits are much better than most people get as well - fully paid family health insurance! :)
Construction office receptionist. I do all the job costing and estimating.
$22K after taxes.
@Future Tompkins: I work retail! When I was the store manager for a small business I made $42,000 a year plus benefits & travel. I have switched to a different retail chain and started in an entry level management position for about $35,000 a year plus benefits (no travel). Despite the paycut I love my new job- it is much more challenging and rewarding!
@Rachel631: I think the $45k median income actually refers to household income, so a lot of times there's more than one earner. Also remember we pay less in federal income taxes, but make up for it by paying out of pocket for other services. So while I may only be paying 15% on my $30k, I'm also paying about 7.5% of my gross income on health care alone (I'm fairly healthy, this could be much more). 10% of my gross income goes straight to student loan repayment. We also pay sales tax (which is 10.25% here in Chicago) and there's an additional 5% income tax for living in the state of Illinois. On the face of it 15% seems low, but that's just the tip of the iceberg. 
@figgnewton: Isn't it fun when you get to be called a "receptionist" (or secretary, as I've been called by customers), but do a billion things? I take care of our office, do sales support, do submittals for client jobs, AR, and some account management.
@vorpalette: Lol Yeah. My DH thinks that I sit on my butt infront of a computer all day and just file. I laugh at him and tell him he coudln't last a day in my shoes lol
I was working as a Call Center empoloyee for a medical insurance company and made about $23 K before taxes. But now I'm in nursing school.
I'm an Executive Assistant (aka office bitch) for an arts nonprofit and I make $30,000 before taxes. I clear around $24,500 though.
I only make $9.50 an hour at a deli! wahoo. not even sure what i made last year, but i'm thinking 10-12 thousand. I need to finish school and get a big girl job haha.
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