Bringing cash to restaurant

posted 3 years ago in East Asian
Post # 3
889 posts
Busy bee
  • Wedding: June 2013

@gpiglet:  Something does not sound right here. First of all, I would never hand that much cash over to anybody, for anything. I would not leave the bank without a cashier’s check!!!!!

Post # 4
2792 posts
Sugar bee
  • Wedding: May 2014

Does he mean cash/cash or does he mean check?  A lot of places don’t like people who pay with a card as that can cost them addtional money (percentage of the charge, on 16K, could put them out a lot)  I would clarify witht he owner. 

Post # 5
477 posts
Helper bee
  • Wedding: July 2013

I have attended a few Asian weddings at Chinese restaurants, but mine was not held in one.

I’d clarify with him that a cashier’s check would be acceptable.  If he says no to that, I’d be VERY leery and wonder if it was worth the discount.

Post # 6
1002 posts
Bumble bee
  • Wedding: November 2014

My rehearsal dinner will be at an italian restaurant and they offered a discount if we paid in cash for it.  I would assume you would but a deposit down like any other vendor and pay in increments therefore there wouldn’t ever be a solid $16k at any point.

Post # 7
6788 posts
Busy Beekeeper
  • Wedding: March 2014 - A castle!

@gpiglet:  Sounds like he’s trying to take take the money “under the table.” If you pay in cash he’ll be able to dodge filing taxes on it. Also, it would raise my suspicions that he’s possibly doing some illegal activities like maybe has some illegal aliens hired in the restaurant?

Post # 9
11772 posts
Sugar Beekeeper
  • Wedding: May 2013

I’m going to bet that money is going to be “under the table” …Which doesn’t really surprise me!

Make sure you get a signed reciept for every penny, though, in case he doesn’t follow through!

Post # 10
1470 posts
Bumble bee

@gpiglet:  What’s the price if you don’t pay in cash?

He wants you to pay this upfront? I’d be worried that he’d like shut down or something. Sounds seedy.

Post # 11
2419 posts
Buzzing bee
  • Wedding: August 2015

This would make me REALLY nervous because that is a TON of money to be out if he were to just, close up shop and you never hear from him again.

Post # 12
2642 posts
Sugar bee
  • Wedding: September 2012

This doesn’t sound that sketchy.  A lot of places will give you a discount if you can pay upfront in cash (furniture stores, car dealerships, and even gas stations will do this).  It means they don’t want you to charge it on a credit card and usually you pay everything upfront instead of over several installments (though this latter part varys I’m sure).  If you pay in cash, the company doesn’t have to pay any CC transaction.  It’s also less of a risk because they company knows you have the money instead of you hoping that you’ll be able to pay down the road and don’t bail.

OP, seriously doubt you need to bring $16K of cold hard cash with you to the restaurant.  A check or cashiers check should be fine.  I’d check with the owner to see what he prefers.  If he wants physical bills, then I’d probably look elsewhere as that would be sketchy.


ETA: Whatever you do, make sure you get a solid contract before handing over any money.

Post # 13
8680 posts
Bumble Beekeeper
  • Wedding: October 2014

Around here, “in cash” means paying in 1 lump sum/not making payments.

Maybe you can have them specifiy if they mean actual cold hard cash, or if you can pay with debit or check.

I wouldn’t walk in there with a bag of cash, plus it’s too hard to trace if someone “misplaces” it or your paperwork gets messed up.

Post # 14
1343 posts
Bumble bee
  • Wedding: October 2013

@gpiglet:  It is possible to withdrawl that amount of cash but you need to call your bank and set it up first. A teller isn’t going to have that amount of cash in their drawer.  Have multiple forms of ID ready for you. If it is a joint account, I would go ahead and have whoever is joint on the account with you there. 

Also, be prepared to do some regulatory filing with your bank. The government is going to want to where that cash went. It looks very shady for 16,000 dollars to just vanish. 

As far as paying him “under the table”, he’s obviously doing SOMETHING illegal. What that is, who knows? Personally, I wouldn’t pay him in cash. I would definitely pay using a cashiers check (which is just as guaranteed as cash). It sounds like he is trying to get out of regulatory filing to the government (faking taxes, lying on the buisness account) when you yourself will have to answer to the government anyway. 


Post # 15
8483 posts
Bumble Beekeeper
  • Wedding: September 2013

A lot of places will give you a discount if you pay full amount upfront, so I don’t think it’s necessarily sketchy.  Does he want actual cash or will the full payment work (via check or credit card)?  Is it a reputable place that’s been in business for awhile?  Definitely get a signed contract and receipt no matter what you do.

I’ve carried a lot of cash (not $16k though, more like $10k) but not to a restaurant.  I wouldn’t go to the bank until close to the time you were actually going to pay though.  Not really fun carrying it around!  I’d be keeping it in a safe.  Yes, I’d call your bank, tellers don’t have that much in their drawers.  Ask your bank, they might have more requirements.  Banks (in the US) must report $10k or more CASH deposits/withdrawls I think.

Post # 16
10453 posts
Sugar Beekeeper
  • Wedding: January 2011

@RunsWithBears:  It’s sketchy in Canada.  It means that they aren’t honouring their contracts with the credit card and debit companies.

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