Buy home together before or after wedding?

posted 3 years ago in Home
Post # 3
welliesMember
1425 posts
Bumble bee

We closed on our house three months after getting engaged, because the price was right and mortgage rates were extremely low. Since FI is going to change his name after we get married, we asked our realtor if we would need to change FI’s name on the deed, and our realtor said no; he said we could down the line, if we decided to refinance, but it wouldn’t be necessary right after we got married.

Post # 4
Member
52 posts
Worker bee

You’re not crazy. This decision has legal consequences and it’s not as though you’re getting married next week! Wait.

Post # 5
minkMember
2178 posts
Buzzing bee
  • Wedding: June 2012 - Pippin Hill Farm & Vineyards

I honestly think this should be a decision about where the market is in your area. Partners buy homes all the time and the home can be in both of your names. Make the decision based on the market. Will buying now give you more house? Do the experts (real local real estate blogs) think the market will turn for the better or worse?

 

 

 

Post # 7
Member
3941 posts
Honey bee
  • Wedding: June 2014

@Rosybee:   Another +1.  Well said.  

Post # 8
Member
5697 posts
Bee Keeper
  • Wedding: August 2012

There’s absolutely nothing wrong with waiting. And of course the longer you wait the more time you have to save. 

Post # 9
Member
746 posts
Busy bee
  • Wedding: June 2013

Oh god, after…do it after. The home buying process was/is so stressful. We close in about a week…but it’s been a crazy train leading up to this day LOL I cannot imagine doing it while planning my wedding. I’d have lost what few marbles I had left.

Post # 10
Member
545 posts
Busy bee
  • Wedding: June 2013

@Tarheelgurl:  We bought our home almost three years before our wedding, as joint tenants with rights of surviorship. If you do want to get a home before your legal wedding, definitely look into the legal aspects of what would happen if you break up. I am very happy that we got into our home before our wedding. We chose to get ready in our home and do our first look in the front yard. It was great. While our wedding was extremely special, it was only one day and we’ve been able to enjoy hundreds of wonderful days in our home! I haven’t changed my name yet, it’s not that important to me. 

Post # 11
Member
920 posts
Busy bee
  • Wedding: June 2015

everyone’s experience with home buying is different. while another bee said her experience was crazy stressful, ours was painless and easy. my SO and i are not yet engaged, but bought our home 6 months ago. if we would have waited longer, i highly doubt we would have found a great deal like we did. 

if waiting until marriage makes you most comfortable, you should totally wait. but like others said, the real estate market fluctuates a lot. that, along with interest rates should also be a factor in your decision!

Post # 13
Member
3084 posts
Sugar bee
  • Wedding: July 2014

@Tarheelgurl:  you don’t have to change your name on the deed if you do buy it before hand. As long as you have your marriage license and your birth certificate you can leave it In Your maiden name. If that helps. 

But to answer your question, we are buying it before. Looking now. 

 

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