Post # 1
I wasn’t sure whether to put this in “home” or “emotional”! There’s not much to be done, I’m just so frustrated with our mortgage company. Delays, delays, finally we got the commitment letter signed on the 9th of January. We’ve been scheduled to close tomorrow (the 14th) since before the commitment letter was signed, and when that finally came through, we double-checked on the closing. Yes, still on for the 14th, at 9am. Great!
We have been packing diligently, so almost all our stuff is now in boxes and we’re living out of the pantry/fridge for 2 more days since the rest is all packed up–I made enough soup to last until moving day and packed it in single portions, and we kept out enough pasta & sauce to make dinners until moving day. The rest is all boxed, labeled, and ready to go.
I have just enough clothes not packed to last until 1 day after moving (time to unpack the clothes, you know?).
We’ve lined up insurance on the new place, which meant switching car insurance as well, and it’s set to start on the closing date (when the seller’s insurance will be lifted) so there is no gap in service.
Today we hear from the mortgage company–oops, we made a mistake. Actually you can’t close until next week.
NOW what do I do? I guess I have to unpack and repack? To make matters worse, next week I have a condensed class (fitting one semester into one week…crazy but it works out in the long run since I can pack an extra class into the regular semester and graduate earlier). If I miss one day of class (to go to the closing), I miss 20% of the semester. I can’t afford to do that!
Post # 3
Buying a home was one of the most stressful things we have ever done. I gained weight, couldnt sleep, and cried all the time. On top of the stress we also had to move in with family for 6 weeks because our lease ended and i was also working on a project for work which required me to work 70-80 hours a week for about 3 months. The whole process was honestly horrible from start to finish (other than finding and falling in love with our house, that part was fun!).
But now its about 7 months later and we are settled into the house and couldnt be happier. I don’t have any good advice for you except that in the end, it WILL all be worth it. Youll have a house to call your own and you get to do anything you want to it. Just hang on a little bit longer!
Post # 4
Oh boy!! I know how stressful that whole process can be. We are actually looking into selling our current house and buying another one this spring. The more I look into the logistics, the more stressed I get!!
As far as your class next week and closing – the closing of my first house took less than an hour. So, hopefully you wouldn’t have to miss much time of the class. Maybe try to schedule it around your lunch break? Talk to your professor, I’m sure he/she will understand!
Concerning unpacking/repacking…just try to keep handy clothes/food that you use on daily basis. Keep a small suitcase of clothes for the week and pack the rest. As for food, keep the minimal around and maybe eat out for dinner if you can afford to.
Post # 5
Buying a home is one of the most stressful things you will EVER do! We had to switch lenders AFTER we signed contracts on the house… our closing got delayed 3 times (all 3 of which we were IN the lawyers office waiting). The sellers agent was horrible (so horrible the entire realty company we were using were trying to help us!) It was pure chaos and stress!
That was 9 months ago and a distant memory! We love owning our home!
Post # 6
I guess everyone has the same consensus, buying a house is no fun. It’s exciting at first and then it just becomes a long, dreary process. So sorry to hear that everything is happening at once. FI and I have been looking for houses since Aug. of 2009 and are finally closing escrow on the 19th of the month. We are so relieved and finally feeling excited about all this mess.
I’d just unpack some clothes so that you have enough until you close escrow and pack it in a suit case. Focus on school since it’s a very important week. Good luck to you! Congrats on your house!
Post # 7
Thanks, all; it’s nice to know I’m not alone in feeling stressed about the whole buying process! The mortgage company has been difficult throughout our dealings with them so it just feels like this one (big) thing is really the last straw…FI is at work and my frustration was getting the best of me.
I went for a short jog and came back to see your responses, and, although I wouldn’t say I feel anywhere near “good” about it, I at least feel a little better. Thanks for being supportive and letting me vent!
I guess it’s a good thing the mortgage people are going to sell our mortgage to another bank right away (it says so right in our contract with them) since I would really rather not have to deal with them ever again.
Post # 8
An extra week isn’t so bad – even if you had to do a little take-out, or rewash the clothes you’ve already unpacked, it’s not so bad. It’s the same thing you’d do if you were away from home on a trip, right (except without any of the benefits of a vacation!!ugh!). Just hang in there….the super stressful delays will be over soon!
Post # 9
A quickie update–thanks to everyone for helping me cool off! We closed today, and now we have keys to our new place. We’re planning to move in Sunday, since I’m currently in the middle of a condensed semester but it ends Saturday night.
We went in this evening and turned on the fridge so it’ll be nice and cold for our few fridge items when we bring them over, but we left the heat turned down until we get there (warm enough to keep things from getting damaged by cold, though–set to 56).
Post # 10
CONGRATS!!!!!! way to hang in there! good luck with the new house AND the mini mester