(Closed) Can anyone out there help with this budgeting issue?

posted 6 years ago in Money
Post # 3
2086 posts
Buzzing bee
  • Wedding: June 2012 - Pippin Hill Farm & Vineyards

I think you need to push back your move-in date.


First off, it sounds like you have no emergency fund. I’d try to put the extra money away so that you have a cushion.  Then, I would work through the home check list.  Your wedding is in 2014, so buying items now makes no sense.  Your tastes are apt to change between now and then.  The boards are full of examples of couples who changed colors, styles, etc. over the course of a long engagement.

Post # 5
5977 posts
Bee Keeper

I agree with Mrs. Mink. No need to buy wedding stuff right now when you have other priorities. Things I feel that you absolutely need to move in are:

– Subfloor  $540.00 (Yes)

– Wood Flooring  $335.00 (Yes)

– 2 panes of clear glass  $28.00 (what’s this for? Is it needed this minute?)

– 2 panes of frosted glass  $65.00 (what’s this for? Also needed right now?)

– 18 sets of curtains  $180.00 (I feel like these aren’t needed right now)

– Front door  $200.00 (Yes)

– 2 sheets of paneling  $40.00 (Can you do without the paneling for a bit?)

– Paint to match current wall color  $27.00 (Do you have to paint now?)

Now our house will be livable, but that comes up to about $1,415.00.

Add furniture, and we get a slightly higher number.

– Couch: Free off craigslist (Yes…yay for free!)

– loveseat: $45.00 for slipcover (Nix the slipcover…not needed)

– Coffee table: $13.00 (Not a necessity)

– Stove: $250.00 (Yes)

– Fridge: $100.00 (Yes)

– Dining room table: $50.00 (not a necessity)

Post # 6
1715 posts
Bumble bee
  • Wedding: July 2012

I agree with what 2PeasinaPod has said but make sure you have curtains for anywhere you may be seen naked normaly (washroom and bedroom). Also you can move in with just subfloor if you need to just wear shoes in the house. Check with friends if they have a fridge in the garage or basement that you can borrow and a small fridge is not a bad thing. For your front door look at habitat for humanity and things like that Ive seen nice new ones for like 75$ CAN. If you have aunts or thigns that sew ask them if they have spare fabric for curtains or even check local thrift shops and church shops I know I have enough to make about 4 panels in my very small stash.

Post # 8
9029 posts
Buzzing Beekeeper
  • Wedding: June 2011

If there are blinds you can wait and not get curtains, also you wait and paint later and get tehc coffee table and dining table later too.

Post # 11
14345 posts
Honey Beekeeper
  • Wedding: June 2011

To me, the only needs in that list is

– Subfloor  $540.00

– Wood Flooring  $335.00

– 2 panes of clear glass  $28.00

– 2 panes of frosted glass  $65.00

– Stove: $250.00

– Fridge: $100.00

The rest are nice to haves and you could probably make due without for a bit.  It took us 6 months to buy a couch… coffee table and curtains a few months after that.  Take it slow if you dont have the cash on hand instead of stressing about how to get it all in such a short amount of time.

Post # 13
4466 posts
Honey bee
  • Wedding: June 2010

@Mrs. Mink:  Agree. 

I think, unfortunately, you’re going to have to push back your move-in date.

Could either of you get any extra part time work to help out with these costs?

Post # 14
923 posts
Busy bee
  • Wedding: January 2013

I agree with @naturalysam.  For your curtains, I would check out yard sales, moving sales, and thrift stores.  Large church fundraiser yardsales are a great place for this kind of thing.  I was at one last weekend and saw tons of curtains.  They might not be exactly what you want, but they will cover the windows and maintain your privacy.  You never know, you might find something that you love.  This can bring your cost down to < $20 if you play it right  (One yard sale I went to a few weeks back had curtains for a quarter a piece).  The same goes for your slipcover if you just absolutely have to have it. 

Also, she mentioned Habitat for Humanity.  One of the ways that they raise money to pay for the homes they build is through their ReStore shops.  These are like thrift stores for building supplies.  Before Elin Nordegren tore down her mansion in Florida, whe donated many of the furnishings were donated to HFH.  There can be some nice things there.  I know some contractors who will stop there before going to Lowe’s or Home Depot. 

Post # 15
9029 posts
Buzzing Beekeeper
  • Wedding: June 2011

@TheSpoons:  Oh i thought maybe there were already blinds in the house? We have blinds in our apartment and then we got curtains on top of them.

Post # 16
1621 posts
Bumble bee
  • Wedding: September 2012

@TheSpoons:  If I was in your situation I would buy the mandatory things and skip the new furniture and wedding stuff right now. I would do whatever it takes to keep the house safe and energy efficient and leave out all the cosmetic stuff. At the same time I would start putting away AT LEAST 10% of your net income into savings, retirement account etc. If you are a homeowner you want money out aside for house emrgencies etc.

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