Post # 1
I was MOH in a wedding 2 weeks ago. We stayed the night with her at the hotel the night before the wedding. She was talking to her FH about how they were going to be short money for the party bus because they miscalculated their expenses. So to be nice I offered her to let her use my credit card. She took my offer and said she would pay me within the couple days because her brother in law had just given them $1000 as a wedding gift for what ever they needed. We couldn’t get to a bank obiovusly so they could cash the check! And it wasn’t a big deal I could wait. It sounds like I’m being a brat but when she told me she wasnt going to pay me until another month later it kind of made me mad. because She told me was trying to pay HER cards off first!!!! Telling me over and over she over $2000 more from the wedding also. I’m sounding like a mean friend. It just sucks because that’s my emergency card and I needed to get new tires because I had a blow out the other day and could really use that money now. I’m venting and being mean
Post # 2
I don’t blame you! She should definitely pay you before paying off her other credit cards. I would try to be nice but firm – “I’ve had some things come up and I really need the money back by Monday, when my credit card payment is due, I’m sure you understand. Thanks”
Post # 3
You don’t sound like a mean friend at all, you were an amazing friend by lending her your credit card to begin with! I’m totall on your side here and can’t stand when people don’t pay others back, especially in extreme situations like yours! Whether you can honestly pay off your cc or not avoiding interest, perhaps lie to her and say you can’t and really need the money asap? It’s deceitful but she’s also being a sucky friend right now…
one of my good friends was having trouble doing an e-transfer with my sister for my bachelorette party (she was trying to do it on the very last day it was due too of course) so i offered to front the cash (only $60) while I was with my sister so she good book the hotel room… my friend felt awful saying she’d pay me back right away and she felt awful having the bride interfere…. it’s been over a month now, the bachelorette was last weekend and… she has not paid me. how embarassing to owe the bride money! there’s my little vent to add 🙂
Post # 4
dessilove: No you not it’s about principle when someone borrow money from you they need to pay it back by all mean. It’s wrong of her to deceive you when you was so generous to let her borrow your card.
Post # 5
That really sucks. I don’t blame you for being upset. She misled you claiming she would pay you back in a couple of days and now it’s next month?? That’s so selfish of her.
Post # 6
You sound like an awfully nice friend to me. I wouldn’t let anyone use my card because I’ve had bad experiences lending money in the past. I’d be livid if I were you and I’d be making it known!
Post # 7
You are not in the wrong- she is!
Post # 8
You have every right to be upset! She should be paying you before she starts applying money to her credit card.
Post # 9
You are more than right to feel frustrated and upset! Like PP’s, I would just firmly remind her that your credit card payment is due, and you really need her to pay you back.
Post # 10
Wtf? No. This is your credit and fees and interest. She doesn’t get to announce she won’t be paying you back this month. You are not a bank.
Your credit is your freedom t do what you want in the future, to get a good loan, Etc. don’t let anyone else mess that up, esp not after you were so generous. She needs to pay you back now.
Post # 11
dessilove: Rule of thumb is, only lend money that your OKAY never seeing again..
With that being said, is be pissed too. I would tell her, that the agreement was a couple days. Therefore you will be charging her interest just like a credit card would. But your going to back date the interest to 10days after the initial charge on the card.
Post # 12
graygodess20: that is NOT the rule of thumb where I’m from. Ugh I would be livid if people just thought they could never pay money back because it’s expected.
Post # 13
I would be pissed in this situation! If you borrow money from someone you pay them back first *BEFORE* you start paying off your own debt- like credit cards. It’s not the lenders fault that the borrower couldn’t balance budget and in the end over-spend.
Putting someone in a situation with “I’ll take care of you when I have my own bills paid” is just… lame and tacky.
Sorry OP- I hope you get your money back ASAP. What you did was a very nice thing and you’re being taken advantage of.
Post # 14
Story of my friggin life. I just had to replace my windshield and my cousin owes me money. I hate asking but I had to tell him he needed to pay me more this month because I had to get a repair and he was fine with it. I can’t wait until he pays me off so I can actually see his baby without feeling like i’m only there for the money.
I say be firm and don’t be afraid to ask.
Also use this as a lesson. DON’T LET ANYONE BORROW MONEY UNLESS YOU ARE ABSOLUTELY CERTAIN THEY ARE GOOD FOR IT.
Post # 15
Yeah I really had to drive my SO vehicle the other day. she invited me over one day and I said I couldn’t come over because I needed to get my blow out fixed and I had to return the vehicle back to my SO. She then said Oh I can give you the money sooner now but still waiting for that call to come get it.
Glad I’m okay with feeling the way I feel