Cash Discount? What would you do?

posted 3 years ago in Bridesmaids
  • poll: Would you take the cash discount?
    Yes : (9 votes)
    36 %
    No : (13 votes)
    52 %
    I'd go somewhere else : (3 votes)
    12 %
  • Post # 3
    Member
    8425 posts
    Bumble Beekeeper
    • Wedding: April 2013

    @MsGinkgo:  If you’re only saving $20, I’d rather put it on my credit card so that I’d have a little protection should anything happen. 

    Post # 5
    Member
    4441 posts
    Honey bee
    • Wedding: January 2013 - Harbourfront Grand Hall

    @MsGinkgo:  Tons of stores offer discounts for paying all at once, in cash, etc.  That doesn’t mean they’re not paying the sales tax and either way that is there responsibility to report and pay.

    Post # 6
    Member
    3635 posts
    Sugar bee
    • Wedding: May 2012

    I’d take it if they let me pay when the dresses came in.

    Otherwise, probably worth it to put it on plastic, especially since you probably get some of that back in rewards or something, right?

    Post # 7
    Member
    8425 posts
    Bumble Beekeeper
    • Wedding: April 2013

    @MsGinkgo:  If the dresses were ready for you to take immediately, I think that would be one thing; however, you know for a fact that this store has some dishonest practices, so I’m not sure I’d be willing to take the gamble.

    Post # 8
    Member
    857 posts
    Busy bee
    • Wedding: December 2014

    @MsGinkgo:  We’re doing as many cash deals as we can. We paid our photog cash, our band and for all of our favors cash.

    If you really want to cover your bases. Get yourself a receipt book and get the store manager to sign for it that you are paying cash, and you will pick up you dreses on X date. Tell them you will give them both copies after the transaction is finished. Tell them that you are just doing this to keep track of costs for your wedding and that you want to have some firm paperwork stating the date you will pick up your BM dresses.

    Post # 10
    Member
    4441 posts
    Honey bee
    • Wedding: January 2013 - Harbourfront Grand Hall

    @MsGinkgo:  Well I wouldn’t make any form of payment without a receipt!  If you think they’re THAT shady maybe it’s best to go elsewhere.

    Post # 11
    Member
    3635 posts
    Sugar bee
    • Wedding: May 2012

    @MsGinkgo:  I’d try to put the $25 on my card and pay the balance in cash when they came in.  Then you have what you want (the dresses), and so would they (cash money).

    Post # 12
    Member
    487 posts
    Helper bee
    • Wedding: May 2014

    @MsGinkgo:  lots of businesses have cash discounts because when a card is used, a percentage of the purchase goes to Visa or MasterCard or whichever company. I don’t know if they have any other sketchy behaviors, but a cash discount by itself wouldn’t alarm me. That said, the security of a credit card should something go wrong would still be worth it.

    Post # 13
    Member
    3222 posts
    Sugar bee
    • Wedding: April 2015

    @MsGinkgo:  I’m assuming it’s a relatively small operation? If so, pay by card and get the security of credit card protection. Can you put the deposit on the card and make the final payment in cash?

    Post # 14
    Member
    2562 posts
    Sugar bee
    • Wedding: March 2014

    I’d put it on the card, for the peace of mind it gives me just in case something goes wrong.

    A discount is nice but doesn’t really offer you the same security a credit card does.

    Post # 15
    Member
    3222 posts
    Sugar bee
    • Wedding: April 2015

    @Ellyson:  sales tax where the OP lives is 13%, while retailer charges for CC are at most a couple of percentage points. This retailer is definitely being sketchy, but it’s common here at small stores.

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