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All you bees voting "keep current ring", could you give me some insight as to why?
I just am wondering if you all see something differently than I do. I have no emotional attachment to my current ring, as my mom bought it and my fiance had no involvement in it whatsoever. And I never really thought it was that impressive, it was just an inexpensive right hand ring so I could have something on my finger.
@meant2B: My current ring is from Zales. The other is from a local jewelry store called Robert Irwin Jewelers.
If its the size you are looking for without the price check out white sapphire or white topaz. Here are some gorgeous ones for under 200 dollars & they're white gold. You can look at the reviews at the bottom to see pictures of it on people's hands.

Here is a white topaz, also under 200. Check out the photo someone posted in the reviews with it on their hand--Looks GORGEOUS!

http://www.zales.com/product/index.jsp?productId=4343501&kpc=1
@Mrs.Estep: I actually really love the yellow center stone and the flower shape. Plus the price is right where we need it to be.
@Stassney: Its gorgeous, I was just throwing in other gems to make sure you knew your options! :-)
That ring is GORGEOUS! Seriosuly! Get it if that is what you want. :-) I love that wedding band, too!
EDIT: & I also cannot tell whatsoever that those are cz's!
Oh, my gosh. I voted for keep the current ring because they just looked so similar... Maybe not the best reason but that's how I voted. HOWEVER.. with the yellow center stone? ABSOLUTELY the second one!! I thought it looked average in just white diamond.. but I LOVE it now that I looked closer and saw the yellow!
@Stassney: You might have to polish the sterling (which wouldn't be difficult to do; you'd just need to make sure that the polish was safe for the CZs) and I have heard that CZs can get cloudy over time. I've had sterling repaired before (earring posts) and it was pretty easy. I imagine that you could get the CZs replaced quite easily. I have a couple of sterling rings and have to polish them a couple of times a year, but honestly, if you're wearing it every day, you'll probably have to do it less.
That being said: if you love the ring and it works for you and your FI, awesome! I think it's really pretty and, in particular, really like the wedding band you've put with it.
I voted for something else. While your original ring is very pretty I understand why you would want to get something new. Also, I am just not a fan of sterling. It tarnishes easily and bends (IMO), so I prefer gold much more. I do not know from experience but I believe CZs get cloudy.
And zales has an upgrade policy, you have to pay double what the original ring costs so it may or may not work for you. But you could put it towards a new one.
$159 for silver and CZ is highway robbery. You are not really paying for much, besides maybe craftsmanship... Check overstock.com for CZ rings, they average about $20-$30 with the same materials.
@GoldfishPie: I agree, $160 for sterling and CZ is WAY too expensive, unless you consider it paying for the design. Silver + CZ, I would pay max $30-40, maaaaaybe $50 for. What is the ring your mom gave you made of?? The silver will tarnish and is not as strong as gold or plat, and I've read here that CZ clouds and need more cleaning. I would keep the ring your mom gave you, or continue to hold out until you can find something you love that would be more durable.
First, I really like both rings you posted & it was sweet of your mom to get you that ring :) I'd definitely wear it as a RHR if you get a new one. I think the design of the new ring is beautiful. You could find something in possibly a yellow sapphire that is similar & would also last. (the price tag doesn't sit right with me either)
But, if you're okay with having to replace the stones (supposedly they become cloudy & attract dirt/oils) or the entire ring down the road, then I say go for it! The band you posted with it is gorgeous.
I love your current ring but I totally understand why you would want something that you and your FI purchased together. I don't think sterling is the way to go. It will get warped and damaged pretty easily. Sterling also tarnishes. The price does sound pretty high for a ring made out of sterling and cz. If you do a search for a lab created yellow sapphire, you may be able to find something similar with a decent price. The second ring is gorgeous and I love it, I just worry it may not be durable enough to be a "forever" ring.
My vote is for something else entirely. I think it's odd that your MOM bought you and engagement ring and I would probably not consider it an engagement ring but an engagement GIFT from your mother. Further I would wait to get a ring until your fiancé can afford something sturdier then a silver ring with CZ's. I guess I never understood why people so financially unstable are in such a hurry to get married. Why not wait until you can do it the way you want rather than wasting money on incrimental upgrades
I voted to keep your current ring for now just because the new ring doesn't seem like an "upgrade." Going from gold and real diamonds to sterling silver and CZ is actually a "downgrade" as far as quality. HOWEVER, I fully understand wanting a ring that you and your FI pick out together. In the end, if this ring is what your REALLY want, then go for it! Only you will know that it is silver and CZ. The ring is just token anyway, you already have the man! :)
What's the center store on the one you have? That can't be .25 carats, can it?
I agree with the previous posters that for silver and CZ that price is way too high. I have nothing against CZ, but I've had bad luck with silver. I think, for your price, you can get white gold and CZ in a similar style.
Though I think the one you have is very pretty.
I chose do something else entirely because I understand wanting to pick a ring together but I don't think going from diamond and gold to CZ and sterling is an upgrade at all. I've had several sterling rings that I wore daily and they all bend after a year or so of wear. I also have an old CZ necklace that was my aunt's and while it's pretty it sits in a drawer because the stones don't look nice anymore. I don't think such a ring is a long term solution and you may as well save your $$ until you can actually afford to upgrade.
CZ doesn't last. Neither does silver for the most part. I'd say keep your current ring and get a blingin' wedding band when you guys can afford it :)
@kala_way: The ring I have doesn't really have a "center stone" it is just large and flat and a bunch of teensy tiny diamonds together to make it look big, they are only about as thick as a business card.
For you ladies with concern about the price, I think just like diamond, there are different qualities of CZ and sure you could get a sterling and cz ring from lots of places for about 20 bucks, but those are obvious fakes. What I like about this ring, is that you can't tell that it isn't real unless you actually know something about stones.
This came from Carat.co about their CZ rings which cost more than the one I am considering. Sure they are made of gold, but that can't be the only thing you are paying for.
"We agree that many diamond simulants on the market are of very poor quality mainly do to the following inferior production techniques:
1. Poor selection of rough, meaning that low grade raw material is used in a non sterile environment. This results in poor clarity rough crystals that result in low color grades and poor clarity stones. Our rough is produced in an ultra clean environment using ultra refined raw materials.
2. Inferior cutting techniques yielding less than perfect stone proportions. This produces a stone that does not refract and reflect light in an ideal way. We cut by hand taking 20 times longer than standard machine cut stones and we have our stones cut virtually the same way as traditional diamond cutting methods.
3. Incomplete polishing of facets. This creates the milky or cloudy effect that you see in many inferior CZ stones. We polish each stone by hand not forgetting the crown and pavilion facets that are notoriously left unpolished leaving a less than perfect stone."
@blingbling: Would you consider it an "engagement gift" if your engagement ring was your mom's old ring that she had passed down to you, because that is basically what we consider this because there wasn't a family ring that could be passed to me. I also never said anything about being financially unstable. Yes we were, 2.5 years ago when we got engaged, but notice, we are not married yet. We waited until we were more stable in our lives to actually tie the knot. I am just not a girl that really wants to spend thousands on a ring, I don't care if it is real diamond. I don't care if it cost 13 dollars or 1300. I just want it to look pretty.
I really like the one your mom got you! The other one is pretty too, but it sounds like the one your mom got you actually is of better quality. Maybe save the money you would put towards the silver/CZ ring and get a really nice wedding band?
Not caring that it's a diamond is fine--but sterling silver is not going to hold up to every day wear on your hand and still look nice. I have a pretty heavy duty silver ring that I've worn every day for over a decade. It looks like crap. It's scratched, the metal has conformed to my hand and the underside of the band is worn down to the point where it's going to break soon. I still love it but I wouldn't trust sterling silver to hold in a stone and I certainly wouldn't want it for an e-ring. It's cheap because it's not in demand. It's not in demand because it's not sturdy. Also, that price is way too high for what you're getting.
Checkout ashadiamonds.com if you really want an upgrade--they sell really nice CZ that are treated so that they look realistic, won't get cloudy and will be set in something that will hold up to being on your hand every day. Plus since they don't have the overhead cost of operating a brick and mortar store--you'll get a better deal than you could going to an actual jeweler's.
@Stassney: if your dead set on the new ring why even ask is what Im wondering?? I agree cz does not look real and will get cloudy.
I voted get something new else entirely. A silver and CZ isn't ideal for everyday use. I wear silver rings and I don't wear them everyday but they do mishape over time.
I say which one makes you smile bigger? Which one do you want to see on your finger for the rest of your life?
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So my current ring is 14k white gold and has real diamonds but I think it is only around .25 karats. My mom bought me this ring because when FI and I got engaged we couldn't afford a ring and she insisted that I needed one. Well 2.5 years into our enagagement, I am still wearing the ring my mom bought me. This is it:
I found a GREAT option for my new ring, however it is the jeweler's replica ring because apparently the actual ring is too expensive to keep in the store or someting like that? So it is made of sterling silver and very realistic cubic zirconia. I had no clue that it wasn't the real deal until I was told. It is only $159 and I LOVE it. My only concern with it is, how well the sterling and CZs will hold up and if I do need to have it repaired at some point, whether or not that would be easy to do.
Here it is paired with a wedding band I found in the store just so I could get an idea of looks. Tell me bees, what do you think?