Consumer Proposal?

posted 3 years ago in Legal
Post # 3
Member
10494 posts
Sugar Beekeeper
  • Wedding: January 2011

@Pappy8:  I’ll respond since no one else has yet, but sorry I can’t give first hand experience.

Just based on your other posts, I’m hoping I can help you out.  Some of the questions may be personal, but maybe just thinking them through in your head will help.

You said you were planning on buying a house and taking a vacation.  I’m assuming you’re not planning on buying a house anytime soon, but what happened to that money?  Can it help you pay things off?  Can you postpone the vacation?

Are you able to cut back on your spending instead?  Are you able to get a loan with a lower interest rate to help you make the payments?  What about a promotional CC if you could pay it off within the time frame of the promotion?

You may want to check out:

http://www.creditcounsellingcanada.ca/

They are non-profit.

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