(Closed) Costco Mortgage?

posted 5 years ago in Home
Post # 3
Hostess
18623 posts
Honey Beekeeper
  • Wedding: June 2009

It might be easier to go through a local bank.  We went through a lender we found on LendingTree this time and it was so stressful.  But we have bought before so we knew the basics.  A good lender and realtor will be able to help you out with this.

Post # 4
Member
1281 posts
Bumble bee
  • Wedding: January 2012

I would shop around Credit Unions if you have that option (meaning you already bank with a credit union) before going to a bank….banks are not so great to work with….also research online, we got really lucky that our Realtor was a former business partner of my brother’s and a lender so we saw a house in Mid Nov…and bought it and signed papers on Jan 2….

 

 

Post # 5
Member
10508 posts
Sugar Beekeeper
  • Wedding: January 2011

I’ve actually looked at it, but we’ll still shop around.  If Costco has the lowest rate with other aspects being similar we’ll probably use them.

Post # 6
Member
5671 posts
Bee Keeper
  • Wedding: August 2010

Is there anything Coscto doesn’t have?!

In all seriousness my best advice is for you and your DH to pull your credit reports with scores. They do cost on average about $15. Bring these to banks. This was you can shop around without each bank having to pull your credit and therefore bringing your credit score down. We were able to get the best rate and a pre-approval this way. Once we found the house we wanted and the bank we wanted to work with then they pulled our records themselves.

Check out bankrate.com for local banks in your area and their rates.

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