- 7 years ago
- Wedding: September 2011
Are any other bees freelancers, or have an FI/husband who is freelance?
I currently work full-time on salary, so my income is consistent, but my Fiance is a freelance writer who works on an assignment basis for various clients. That means we have absolutely no way of predicting how much money he might bring in in a particular month. Not only do his assignments vary from month to month, but the amount of time it takes him to get paid varies, too (often up to a month or more with some places).
It has been driving me crazy lately because we are trying to stay on a budget, but it’s SO difficult creating one without knowing how much money we can expect to have any given month. If I add up all our set monthly bills and wedding savings, my income alone just barely covers it. That means his money needs to be used for groceries, entertainment, and other variable spending… but without knowing how much he’ll have from month to month, I hesitate to spend any of it unless it’s absolutely essential (like groceries). That means if he wants to buy a new pair of jeans or I want to go to a concert, I freak out about spending the money. Sometimes this leads to arguments since he sees it as “but we have enough money to afford it right now!” and my view is “but there’s no guarantee that we’ll have enough for groceries next month!” Ugh.
If anyone else is freelance or has a freelance partner, I would love to hear some tips on how you plan your monthly budgets without knowing how much money you’ll be bringing in.