Hysterosalpingogram?
more by heathaah
provera?
Toddler not feeling well -- when should dehydration become a big concern?
more in Babies
provera?
Just a DJ versus a DJ who is also an emcee
more in Boards
Mailing out invitations; A-list & B-list

devastated...need hugs/advice

posted 1 year ago in Babies
  •  
    1.
    Member
    3,213 posts
    Sugar bee
    heathaah    September 2009  

    So we have started fertility treatments, but just got some terrible news.  My husband's company has changed insurance companies and the new one does not cover ANY treatments or medications.  I am just crying and don't know what to do.  The nurse called in a few doses of clomid and one injection for us before the current insurance ends.  But we won't be covered for any of the monitoring, which she said was 2-3 times per month at a couple hundred dollars each.

    If we need to consider IVF, then we are talking $10,000.  The insurance we had covered pretty much everything with pretty low co-pays.  It was great.  Now only the initial fertility tests are covered...and I've had all those!

    Some people keep asking us if we are "100% positive" that we "need" fertility treatment.  It is getting so aggrivating.  I mean, how can I politely explain that today is day 47 of this cycle, and my last blood test (yesterday) showed that ovulation isn't even on the horizon?  Oh yea, I might be perfectly normal!  UGH.

    Now I have to take provera to get this period started in order to squeeze in as many procedures as possible before October 1st.  Unfortunately, we have a romantic anniversary planned at an inn in NH next weekend, with a jacuzzi tub and all that.  And I will be experiencing a chemically induced period.  Wonderful.

    Add all this to the fact that my car just shit the bed and we need to go look for a new one this weekend.  So money is tight already.

    I am just so upset.  Thanks for reading.

     
    2.
    Member
    3,564 posts
    Sugar bee
    mandb122    March 6, 2011   Temporarily in Minnesota, From South Carolina, Wedding in Charleston

    I'm not sure what to say besides I'm sorry all of this is happening to you.  I'm sending hugs and good thoughts your way!

     
    3.
    Member
    4,075 posts
    Honey bee
    Amaryllis    July 2, 2011  

    I'm so sorry you're going through this. I hope that with the treatments squeezed in before Oct 1, you won't need much more after that. Good luck!

     
    4.
    Member
    1,351 posts
    Bumble bee
    AudzinLuv    September 2012   Augusta, GA

    Oh my gosh, I'm so sorry you have to go through this right now.  I don't have any advice on the money aspect because the two friends I have that went through this had insurance that fully covered it, but I will send you lots of *hugs* and good thoughts your way.  Good luck!

     
    5.
    Member Icon
    Member
    91 posts
    Worker bee
    liltwinstar    October 9, 2010   Northern CA

    I'm so sorry! Is there a way you could get on a private insurance plan for a while that would cover your fertility treatments? It would probably be really expensive, but hopefully you wouldn't need it for too long.

     
    6.
    Member
    2,099 posts
    Buzzing bee
    caitlanc    September 12, 2009   Western Slope of Colorado

    I'm so sorry!  I hope things work out well for you (and soon!)  I'm afraid I don't have any advice for you but there are definitely some hugs headed your way!

     
    7.
    Hostess
    16,856 posts
    Honey
    Beekeeper
    MissAsB    June 6, 2009   Married in CO, Living in AL

    I'm so sorry.  I hope you can figure something out.

     
    8.
    Member
    597 posts
    Busy bee
    Miss Snowflake    August 8, 2009   Columbia, MO

    (((BIG HUGS!!)))

    Have you checked out the boards on tcoyf.com? I linger over there occasionally, and they are really sweet ladies. LOADS of good info, too.

    I don't really have any advice, but I'm thinking of you and sending positive thoughts your way! :)

     
    9.
    1,607 posts
    Bumble bee
    dance    July 23, 2011   Alberta, Canada

    Oh no...I have no good advice to offer, but I am sending good thoughts and hugs your way!  I hope everything works out :)

     
    10.
    Member
    1,669 posts
    Bumble bee
    menobride    June 5, 2011   NH

    I'm so sorry! I have also been through all of these treatments, but I was fortunate that they were covered at the time. It is not fun, even when you have the isnurance coverage.

    Hugs to you!!!

     
    11.
    Member
    333 posts
    Helper bee
    1littlep    August 7, 2010   Seattle

    I'm so sorry to hear this news.  It must be overwhelming.  My thoughts are with you.

    Hugs to you!

     
    12.
    Member
    411 posts
    Helper bee
    hope1275    August 7, 2010   NH

    I'm so sorry that you're going through all this right now! I wish there was something I could do. Would you be able to write off the cost of the IVF on your taxes?

    And this is totally off the topic, but what inn are you going to? I know you'll have your period, but hopefully it'll still be romantic, loving and relaxing. It sounds like it's an unfortunately well-deserved break. :(

     
    13.
    Member
    3,213 posts
    Sugar bee
    heathaah    September 2009  

    Thank you so much everyone.  We might look into private insurance.  My husband has assured me that this is not the end.  We WILL have babies no matter what it takes.  Thank you all so much for the support.

     
    14.
    Member Icon
    2,896 posts
    Sugar bee
    beekiss2      

    I'm sorry to hear this.  Just know there are options out there!  You have my thoughts!

     
    15.
    14,581 posts
    Honey
    Beekeeper
    ejs4y8    June 20, 2009  

    Sorry to hear this...treatments aren't covered in my state and i've seen the cost pamphlets...not pretty, to say the least. I had a coworker actually consider the cost of moving to Illinois just to get the coverage!

    Are you a candidate for mini IVF or some of the more novel treatments that aren't as invasive (and therefore as expensive?) Mini IVF is a lot cheaper, at least at the clinic I was seeing. Look into it, if you haven't!!! Good luck babe

     
    16.
    Member
    1,455 posts
    Bumble bee
    guitargirl    October 2009   Ohio

    Hugs!  I am sorry to hear you're going through this.  I am glad your husband is supportive.

     
    17.
    Member Icon
    Member
    233 posts
    Helper bee
    beanieboo    June 20, 2009  

    I'm sorry you are going through this. Hugs, and I hope that it all works out for you.

     
    18.
    Member
    3,213 posts
    Sugar bee
    heathaah    September 2009  

    @ejs4y8:  I've never actually heard of that...I will look into it.  Thanks!

    Thank you everyone for the hugs!

     
    19.
    Member
    1,135 posts
    Bumble bee
    AnamCara    April 10, 2010   Ireland/Connecticut

    I don't have any advice but I can send you HUGS from here - keep the faith! 

     
    20.
    Member
    5,166 posts
    Bee Keeper
    2PeasinaPod       Philadelphia

    I'm really sorry to hear that you're going through this. Just try to stock up on what  you can now so that you can use it later. IVF is ridiculously expensive, but talk with your doctor about other less expensive options first and the chance of getting pregnant off of those. Artificial Insemination isn't as expesive, but might also work.

    Again, so sorry to hear about this - it's extremely frustrating when something was once covered and isn't going to be much longer. Especially when that coverage is for something so expensive.

     
    21.
    Member
    2,517 posts
    Sugar bee
    tranquility    August 20, 2011  

    *hugs* Really sorry you're going through this. I know most people hate to say it but "everything happens for a reason". I really believe it. Try not to stress yourself out too much cause that can effect you health too. Enjoy the time with your SO and hopefully all with go well in the end. Best of luck *Sending good baby vibes your way*

     
    22.
    Member
    558 posts
    Busy bee
    NixLapi    October 24, 2009   Toronto

    Big hugs to you! I live in Canada so don't know the rules, but are you able to claim medical expenses when filing income taxes? Might help ease the burden a bit...

    I have an aunt who had to go through a number of treatments while not in the best place financially, and now has two beautiful children. I know she'd say it's worth it!

     

     
    23.
    Member
    4,821 posts
    Honey bee
    Jenn23    April 17, 2010   Philly suburbs

    Hang in there! I hope you can figure out a possible alternative (like Ejs4y8 recommended)! I hope you can enjoy your weekend away together. :)

     

     
    24.
    Member
    1,812 posts
    Buzzing bee
    kjpugs    March 20, 2010   Indianapolis, IN

    One of my friends blogs about her struggles with PCOS and trying to conceive and she has mentioned Freedom Pharmacy as a way for women in your situation to get meds at a lower cost... we're not TTC at all so I haven't looked into it, but thought you might want to!

     

    Reply

    You must log in to post.





    Visit our sister sites eHarmony
    Online Dating
    eHarmony Advice
    Dating Advice
    Project Wedding
    Wedding Songs
    JustMommies
    Pregnancy Calendar
    Copyright 2004-2012, Weddingbee.com
     

    Find your vendors on Weddingbee

    Real reviews from brides in your area!

    Favors by Weddingbee

    • Favors by season

    Shop Now ยป

    Find Registry Find Registry Find Registry

    More

    Sorry, there are no users yet.



    Babies


    Sorry, there are no users yet.


    More