Post # 1
My SO and I have been together for four years. I have always joked about having a giant rock and he has always joked about getting me CZ. Now that we are seriously discussing engagement and marriage, we need to decide what to do for a ring. My SO thinks that diamonds are overrated and a terrible “investment” but also realizes I will be wearing this for the rest of my life so it’s important to get something that I really love. I always wanted a 2-3 carat ring but that is not in the cards for us financially. My family has never been well off and a lot of people would consider it very showy. We also camp a lot and are very active, so I have been reconsidering how much I would wear a giant ring. I’m the type of person that really takes care of the things I have and I like to buy the best that I can afford because I know I will take good care of it and get a lot of use out of it. I found a pearl ring on Pinterest that I love, and we discussed the fact that it’s really soft/fragile so it would be my fancy ring for special occasions. I would like a half eternity band for the everyday engagement ring, then a plain band for the wedding ring. Will people think the half eternity is a wedding band? And will I miss out on not having one main diamond? I am not willing to have a moissanite or other gemstone.
Option 1: Save up and wait for a big stone
Option 2: Pearl ring and half eternity rings
Option 3: Choose a smaller diamond and get a diamond ring
Post # 2
Personally I’d get moissanite over a pearl.
Post # 3
Sunshine21: of those three options I say get the pearl and half eternity. You may have to explain to some that it’s an ering and not a wedding ring but I wouldn’t see that as a huge deal. Just out of curiosity (no judgment) but why are you opposed to another type of stone?
Post # 4
- Wedding: A very pretty church.
Check out secondhand and vintage jewellery before deciding that you can’t afford a nice diamond ring (depending on your budget). Pearls are lovely, but it is true, they do not wear well.
Post # 5
- Wedding: September 2016 - State Park
I would likely go for a high quality smaller diamond solitaire. Check out sites like James Allen, Blue Nile, Brilliant Earth. You can get more bang for your buck than a regular store.
I don’t know your price range but I was able to get a 0.40 carat, IF, D color diamond in a platinum setting for just over $2000. If I was willing to sacrifice on one of my diamond or metal requirements I could have gotten a bigger stone for even cheaper than that.
Of the other options I would chose the pearl. I wear pearl earrings every single day, never take them out and they have held up beautifully. But like you said pearls are fragile and if you get the pearl ring I wouldn’t wear it every day.
Post # 6
Ren89: gemstones are just not “me.” I have what I think is a classic style. Most of my jewelry is simple, silver, and delicate looking.
Post # 7
Sunshine21: gotcha. Makes sense to me! Well I love the idea of a low key e-ring like the half eternity band. And it sounds like it would be a better choice for your active lifestyle than a big ol’ rock.
Post # 8
Get a diamond with an excellent cut. This is what creates the sparkle. If you plan to set it in white gold or platinum you can choose an H or I colour. If you are setting it in yellow gold you can go down to a K colour. Make sure you see diamonds in a range of colours. You may find you prefer warmer colours.
As far as clarity is concerned, you can go as low as VS2 and not see a thing with the naked eye.
Buy from a reputable online seller: Whiteflash, Good Old Gold, Brian Gavin, James Allan, and Diamonds from Lauren are all good.
Explore different shapes. Ovals, pears and marquises look bigger than round brilliants.
Choose GIA or AGS certification.
Then get the biggest diamond for your budget.
Please note that diamonds are never an investment unless they are particularly large, particularly famous, or one of a matched pair.
The diamond you will receive isn’t the investment. You’re the investment. Your FI invests all his hopes and dreams in you. The price he pays for this is simply himself in his entirity. The reward he gets is a lifetime of love in which he helps you become the person you were destined to be.