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I would use the money to buy something for the two of you. Use it for your honeymoon or something.
IF you're going on a honeymoon, I'd use it to pay for food and gas. If you have anything left after that I'd split it 50/50 since they are probably going to put both your names on the checks.
We opened a joint account and put it ALL in there. We decided before what we wanted to spend it on--a new stove, refrigerator, and range hood. Exciting, eh? Otherwise i'd split it right down the middle if you don't have a big purchase picked out for it. If it's not in your personal accounts it makes it easier to see it as "our" money. To be fair, I only see "our" money as our joint account. The rest is "His" which i don't touch or "mine" which i do whatever i want with. So you may want to consider a joint account for shared expenses, vacations, savings, etc. Ours is kinda there to be there...we rarely use it
An account for the two of you, but not the billing account. If you don't have anyhting the two of you would like to purchase now - invest it - even in a CD so you can watch it grow!
I wish this was an issue we needed to figure out. We used it to pay off our credit card (that was used for wedding purchases and our honeymoon) and that took care of that!
We ended up investing most of ours (we got a large amount from his grandmother since he was the first grandchild to get married). We are probably going to use it for a anniversary trip later since we didn't get a chance to go on a honeymoon. Just want it to be for something fun since we are so responsible with the rest of our money!
I would use it on something both of you need. furniture, bills, rent, honeymoon...etc.
what JewishBride said, although hubby and i have seperate accounts we made joint decision on what to do with funds so eventually all money went into my account and we splurged on some household stuff that i managed the budget for
We'll be using quite a bit of it, to finish buying some of the things off our registry. The rest will go into savings, to wait until we move to the US and figure out what household items we'll need once we settle there.
Do you have a joint savings account yet, in addition to your joint checking?
I would suggest that you guys open up a joint savings account and put all of the money there. You can use it as a vacation fund or something like that. Regardless of who wrote the checks, they are gifts for BOTH of you and so I think it would be good to use the money for something you both will enjoy doing together...like a trip to Vegas =)
we used all of our gift money buing furniture and things for the house we didn't get off our weedding registry....we both started out with nothing, so it wasn't hard to "split", but if we hadn't needed so much we'd have put half into a combined savings, and reserved half for a vacation!
I agree with PP that the wedding money is yours together. I think you should decide as a couple how to spend it - whether it be something for the both of you or for your home, or to put in a joint savings account - or even if you decide $XXX should go towards one persons car payment or credit card bill, for example... but I think it's a decision to be made together. That is what marriage is about, after all.
We put all our gift money (that we didn't spend on our minimoon) into our joint account. We used it for joint expenses and to buy some items that were left on our registry.
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Just curious - for those of you who are keeping your accounts fairly separate (we may have a joint account for bills but I have my own business, so we will maintain separate personal accounts,) how did you divide the wedding money? All in your joint bill account? You get half and he gets half?
I have more family coming and he has more friends, so I'm thinking most of the bigger checks will be made out to me - I should instate a 'whoevers name is on the check gets it rule!" (kidding, kidding!)