(Closed) DO NOT EVER pay at the pump!!!

posted 6 years ago in Money
Post # 3
Member
147 posts
Blushing bee
  • Wedding: July 2012

I have a habit of grabbing / shaking card readers anywhere I might slide my card.  I’ve gotten really weird looks from people, and been told off by some management people a few times.  Usually after I explain why I do it, they find it very reasonable to do that…

Shake before you slide!!!

 

Post # 4
Member
10288 posts
Sugar Beekeeper
  • Wedding: October 2011

I’m sorry that happened to you but thankfully your bank was doing their job and caught it early. I had my bank account compromised a few years ago and I remember how enraged I was. Thankfully I had everything back within in a few days and all it took was a phone call or two to settle it.

With that said, I always pay at the pump. It’s conveinant and I’ve yet to have an issue. Until something bad happens, I’ll keep sliding my card. 

Post # 5
Member
520 posts
Busy bee
  • Wedding: May 2012

It is also better if you can use a credit card and not a debit card. It is much easier to dispute charges with the credit card company than to have to try and actually get your money back with a bank. 

Post # 6
Member
166 posts
Blushing bee
  • Wedding: November 1999

Ok got to ask.  What does “grabbing / shaking card readers” do?  Never heard of this.  

Post # 7
Member
8426 posts
Bumble Beekeeper
  • Wedding: October 2012

I’d like to know what shaking it does too… I’ve never heard to do that! Please do tell!!

Post # 8
Member
1446 posts
Bumble bee
  • Wedding: May 2012

I’ve never heard of the shaking either…and what are these skimmers?

So sorry this happened though 🙁

Post # 9
Member
3947 posts
Honey bee
  • Wedding: October 2011

I’m confused…how do you know that your information was stolen at the gas station?

Post # 10
Member
501 posts
Busy bee
  • Wedding: May 2012

I think the more reasonable solution to the problem would be to not let strangers approach you at places like a gas station pump. There are a lot worse things that can happen to you than having your card read…even in broad daylight.

 

Post # 11
Member
5296 posts
Bee Keeper
  • Wedding: January 1993

and that’s why I use a credit card instead of a debit card. 

Post # 12
Member
5786 posts
Bee Keeper
  • Wedding: May 2011

Huh? I always pay at the pump since I live in Jersey and we don’t pump our own gas. As long as you keep an eye on your acct I don’t see why it should be a problem.

Also, I would never ever speak to a rando at a gas station.

Post # 13
Hostess
18646 posts
Honey Beekeeper
  • Wedding: June 2009

@GoddessofNerdvana:  I agree with that.  I’ve heard that you should shake the reader and look to see if there is a little camera around places where you enter a pin.  Honestly, I’m not too worried about using a credit card at the pump because of the protections but I would never ever use a debit card there.  It is a lot harder to get the money back if it’s taken.

To the others asking about shaking, the reason you do that is because people may have attached a skimmer to the machine that reads your card.  If this were on there, it wouldn’t be as secure and the real scanner of the machine.

Post # 14
Member
4355 posts
Honey bee
  • Wedding: June 2013

On the “shaking” thing and skimmers…

FI works at a bank and they see them/hear of them all the time. Actually someone installed one at the ATM in the bank. It’s basically a plastic replica of the card slot that is already on whatever machine you put your card in (ATM, gas pump etc…) if you grab the plastic piece surrounding where your card goes in and try and move it/pull it off etc… you’ll know whether it’s been compromised at all. They just stick them on over the real slot with double sided tape usually and it has a small scanner that reads your card information. Some of these systems work with 2 parts, the skimmer and a small camera that then records you punching in your PIN number, so always check for a skimmer and cover your PIN.

This can happen to any machine, even reputable ones like at the bank. My FI actually discovered one at his work and said they are literally an EXACT replica.

Post # 15
Member
4275 posts
Honey bee
  • Wedding: April 2012

I never go inside, but I always press cancel after I am finished ( I don’t think it does anything really, but I do it anyway). Also if someone was asking me questions like that, I would be very wary. Otherwise, I never had a problem. Thanks for the tip though.

Post # 16
Member
1052 posts
Bumble bee
  • Wedding: June 2014 - Cedar Lake Cellars

@hisgoosiegirl:  This.  Way safer and way easier to dispute.  If you pay it off every month then it’s just like a debit card.

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