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Which bank do you like more? Or do you hate both? It might be the perfect chance to switch to a new bank?
I've had HSBC since I was 18 and FI had Citizens Bank. They sucked. So we just merged everything into my HSBC. I LOVE HSBC!!
We both had National City before meeting so it worked out well for us when we were ready for joint accounts. Now we have PNC though and so far, me no likey.
We're both adding each other onto the other's checking account. So right now I have chase and he has citibank, but we'll each eventually have both. We have savings with citibank because they offer a better interest rate and you can do everything online.
We both have seperate checking account but joint saving with Citibank. They have pretty good interest rates. When things were good with the banks they were awesome.
I like Gerbera's suggestion that if they both suck then find a new bank.
The hubs and I have a joint checking and individual checking accts. at TD Bank. We also have a separate checking and savings account at the banks we had before we met that we still use, not often, but we do.
The only part about TD that stunk so far is the merging experience between TD and Commerce Bank. Other than that, we are very happy with our service.
EDIT: I forgot to mention that we have a joint savings with ING Direct.
I have BofA as well and FH has Wells Fargo - - we're going to do everything with Wells Fargo becuase thats also who we have our home loan through. We both don't really care for our banks. There aren't too many Wells Fargos and then BofA pretty much sucks arse... I have my savings with UBS and he has his savings with Schwab - we're also moving all of our savings to Schwab 
Fi has BofA and I have Chase. I think I'll prob switch over to BofA once we're married.
We both now have a joint checking at 5/3 bank. We used to each have our own accounts at National City and OHH Do I hate them!!! We havnt had really any problems with 5/3 but the dont have a very good reputation so we'll see.....
FI works at Chase, so even before we had our joint I had my individual acct there... just for convenience sake... and now we have all of our accts there...
Hmm he has about three accounts, one at chase, one at DFCU and one at the MSU credit union where we go to college. I only have one at the MSU one, so I'm not sure if we're just going to join that account or if we'll create a joint one somewhere else... I hear good things about Chase though!
Ready for this - I have accounts at BofA, SECU, and ING direct, he has The Bank of Glen Burnie and we have a joint at Tower Federal. Crazy I know, but I only have the SECU account to have a credit union with one savings account that I currently do not use. WE are going to use the Tower account for our bills and we will each keep our separate accounts for our own money. THe ING is for our joint savings, between us we have almost 10 savings accounts!
We both have two bank accounts each. One of them are with the same bank (chase). And he has a credit union account and I have BofA. We are going to merge accounts, but we are debating about sticking with Chase or BofA.
I have American-West and they aren't bad. The major downside is that they are only in select areas (as in nowhere near Portland where we were living). FI has a bank called IIB (Idaho Independent Bank), but again they only have a few locations, mostly in Idaho and none in my hometown or really anywhere else that I know of besides in his hometown. They have amazing interest rates though and they are super nice. I'll probably switch over to them eventually.
Ohh. This is something I have been thinking about! He has Chase and I have BB and T and a credit union. I'm keeping the credit union regardless for that savings and CD accounts, but I think I might move to Chase since he likes them a lot. He and the commercials have me pretty much over there.
My husband and I combined our accounts before we got married because we owned a house together. We have changed our bank a few times since then though.
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We don't have any joint accounts right now, but he goes to Chase and I go to BofA. I totally hate BofA but I'm wondering if I should switch to Chase because he has it and we might want joint accounts, or go somewhere else.