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I bought the ring before we combined finances, so the cost of Mrs. Bee's ring is a secret! Well I'm sure it's not a secret that I couldn't afford a huge ring. My fear is that one day Mrs. Bee will have it appraised, and the cost of the insurance will be more than the cost of the ring!
Do you know how much your engagement ring cost? And if you do, how did you find out...
Yep, he wasn't careful with receipts. I already knew about how much it cost tho, cause I asked and he was so proud of himself he was willing to tell! :) And I knew he used his tuition reimbursement for it, and I knew how much that was.
He kept it a secret until we had to have it appraised for insurance purposes. Since I have way more free time than him, I took it in. So... I have a general idea of how much it cost.
I guess mine was a bit unconventional - but it worked! He gave me his budget and told me to go pick out my ring. :) So yes, I know how much it cost and I love my ring!
I know how much my ring costs because I sent him links of the rings I liked over the years and the ring he gave me was in one of those links..=)
We picked it out together and I've done the budgetting to save up for it. But while we were at the store together, the jeweler did try to hide the price from me, until the man said it wasn't necessary... It makes me a little uncomfortable how much it costs, but it's beautiful and I will cherish it forever (and hope a daughter, granddaughter, or DIL/GDIL will love it someday too.
I haven't seen the receipt/cost yet but he's friends with a well known area jeweller so he got a good deal on Ms. Sparkley.
We have already combined finances, and I'm helping to pay for the ring. Plus I picked it out, so I know how much it cost. 
But I tell everyone else that it cost {{some ungodly amount}} just to mess with them. People shouldn't ask anyway!! LOL
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I went to buy it with him for the first ring so I know that one cost around $2400. The second one, the one I am totally in love with, cost $4500 and I paid for half of that because, well, I didn't need a second engagement ring
I was actually kind of mad. I had gotten measured before he ordered the ring but after wearing my ring for a month I realized it needed to be taken down half a size. When I went to pick it up they included the purchase sheet. I just didn't want to know.
I do know how much my ring costs because we decided to have it appraised for insurance purposes.
But trust me, after I found out how much it was appraised for I was nauseaous for days! 'My tiny lil 3.75 sized ring makes my finger worth how much?!'
For those who don't know how much the ring cost, how did you insure it? My insurance agent told me that the person who wears the ring has to be the one to insure it, and they definitely needed copies of my documentation (which included the cost). My FI never told me exactly how much that was, but there was no way to avoid finding out unless I left it uninsured!
I didn't know about the person wearing the ring has to be the one to have it appraised.My fiance was not available to take it to the appraiser for a few weeks- and he would not let me wear it until it was insured (his personal preference I thought- until I knew how much he spent and that was probably more so the reason why he wanted it insured, for peace of mind).
I guess you could just tell the guy who appraises it not to tell you, and you could just do your best not to look at the documentation? I didn't think the appraiser would just outright tell me, I thought he would be like 'do you want to know?' But he also said when he was looking in the microscope/magnifier- that it was the same diamond as the mapped out documentation had said.
Sparkles, anyone can have it appraised, but appraisals and insurance are different -- my agent told me the policy had to be in my name, not my FI's. So I had to present the documentation to my insurance agent and sign off on the policy. With all that, it's just not possible to ignore the dollar amounts!
Maybe the insurer we have is different. When we had it appraised it was notarized, and then all my fiance had to do was send it to the insurer. I personally didn't have to sign anything. But I think my fiance did. -sorry. I didn't realize about the diff between appraiser and insurer b/c my fiance pretty much handled it(I got the notarized certification paperwork that my fiance took to send it off). I think the appraiser was approved through the insurer that we had to go to for insurance purposes.
I almost fell over when I found the receipt on accident. I wasn't snooping, it was in my condo ;) My sweet fiance went above and beyond any of my wildest dreams.
We didn't need an appraisal just the paperwork that came with my diamond for insurance purposes. Apparently if it's from Tiffany and Co they don't require appraisals?
He told me how much it costs because I have a tendency to lose things and he thought if I knew how much it cost, I'd be more careful with it. He was right - I am always aware of its location!
We didn't mean to spend as much as we did, but we wanted a good value on a quality ring... so we ended up upgrading a bit on the stone. I, too, felt a little nauseous when we made the purchase, but fiance didn't bat an eyelash. It was really sweet.
I wish I could do something as nice for him!
Him and my father went, he bought the engagement ring and wedding ring together which shocked my father for some reason. He was so happy about it and then tortured me for 2 months. He let me see it before he gave it to me even though my parents told him not to but I wasn't allowed to have it until Christmas.
We went to get it insured so he kinda had to tell me how much it cost. We didn't plan on what to spend on it together, or which ring it would be, it was all up to him.
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He bought the ring, and while I was working on our filing one day I couldn't help but look. He also gave me the appraisal stuff so I could have it insured.
We designed and bought the ring together, so...yes, I know exactly how much it costs! Although I seem to have selective memory, I don't want to remember how much we paid!
I know only because I had to get it appraised to get it insured. I wish I didn't know. Have you ever had people ask what the ring cost? I used to have a standard answer of "I am sure it was too much but I really love it and I am so excited be engaged and start planning a wedding." However, after saying this to one lady she looked at me and just repeated the question. I was speechless. I mean I thought my answer was perfect for navigating the conversation away from the price and on to the wedding plans.
Do you have any suggestions on how to avoid this situation without having to be rude?
I'm the one in charge of "keeping up with important papers" so the receipt and appraisal all qualify as things we need to keep up with. Although it did impress me that all his spreadsheets comparing quality v/s price and general stressing out about it that he didn't tell me about until later really paid off in the end. He got a really sweet deal 
I have an idea about the cost - but I don't need to know. I just know I have to be careful with it. :)
I picked option 1 because there wasn't a "He paid for it, but I picked it out and bought it option" :-)
Yeah, I needed the "none of the above" option. I'm not sure exactly how much it cost, but I have an idea.
We shopped together, both online and in stores. In one brick-and-mortar store, the associate wanted to discuss price with both of us there, another did not, and we ended up choosing a ring from an online jeweler. The price was posted right on the website, but he upgraded the band to platinum, and I don't know exactly what that cost.
I know how much he spent! We have semi-combined finances, but I think he was proud to tell me know much he spent. And also proud that he got an awesome deal from his jeweler! I was going to find out anyhow because our insurance is in my name so I had to provide the appraisal.
My engagement ring was the ring I LOVED when we went engagement ring "browsing" while we were dating so I knew how much it cost. At first, I always thought I wouldn't want to know how much my ring would cost, but I love that I do because I have the peace of mind in knowing that it's my dream-ring AND it's financially responsible--it's perfect!
At first my fiance did not want to tell me the cost of the ring, in fear of me yelling at him for spending so much money. He ended up telling me because it was part of the story behind the ring, and it meant a lot to him. He did a ton of research and was able to get an amazing price for my ring. It is appraised at 2k more than what he spent, and that is what my ring is currently being insured for.
He swore he'll never tell me, but I have a general idea having gone shopping with my parents when they were looking to buy a diamond as well. Plus, I have a classic picture that my FI's friend took of him as he signed over the check to buy the ring. Let's just say he's never looked so pale in his life. hehe.
I've asked him a few times, but he won't give me the specifics. It was important to him that he did it all on his own, so I didn't push it. I guess I could probably estimate it by doing some research, but it never really occured to me.
We picked out the ring together. Since we were engaged 9 months, and were budgeting for the wedding, plus trying to sell DH's house, and getting ready for his son to go off to college (two months after the wedding) finances were a big issue. I didn't write a check for the ring, but ladies - if your FI bought any part of the ring on credit, you bet you helped pay for it one way or another! Even if only because making the payments meant that he was less able to help out with wedding costs, or the honeymoon, or the costs of jointly maintaining a household. Our attitude was that this was our first joint purchase - and that from this point forward, the financial decisions would be made together.
Plus, of course, there is the matter of the insurance. I'm sure all insurance is different, but I really don't know how you get a jewelry rider without having any idea of what your ring costs - my policy states the appraised value. I would have had to just not have even read my coverage - which would seem like a very bad idea to me.
Mr. Bee - I don't think you have to worry about the insurance. I calculated (just because I'm an engineer and those things are sort of second nature) that at what we are being charged for the rider, it would take us over 60 years to be able to replace the ring, assuming it could be replaced for its present value (of course, that is not how it is insured).
My aunt helped us pick out a diamond for my ring so I know how much it costs because I was apart of the process :)
He picked it out and bought it. He wouldn't tell me how much it cost. He even went super stealth and used a temporary credit card number and had it on a seperate statement (eventhough i never look at his statements). he showed me the certificate, but that was all! He won't tell me anything else.. but I know where he bought it, so I could find out if I really wanted to.. but I haven't tried. =)
He (thankfully) got the protection plan from Zales and I was snooping (after he gave it to me) and found out. The cost didn't matter to me but I'm REALLY glad he didn't pay arms and legs for it!
I haven't even thought of insuring it. I probably should since I love it so much! :D
We picked out my ring together. He wanted to make sure that the ring he bought was a ring i loved and would love wearing. That being said, I knew how much he paid
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He picked it out, paid for it, I was not involved in any way in any part. Somehow he got every part of it perfect. Except he didn't get the insurance, so I called to add it the policy and needed the appraisal. Which is how I found out! And man am I happy to have that insurance because I had no idea how much money I was carting around on my hand!
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