Does anyone else's SO have a monthly subscription they don't use?

posted 3 years ago in Relationships
Post # 3
Member
11772 posts
Sugar Beekeeper
  • Wedding: May 2013

DH has a smartphone ($65/month), and I have a TracFone ($85/YEAR)

It drives me up and down the walls that he wastes money like that!

Post # 5
Member
3538 posts
Sugar bee
  • Wedding: September 2013

FI and I have a joint gym membership, which I am paying for (on auto pay).  When we first joined, we both went all the time.  Now FI hardly ever goes.  When I complain, he always has some excuse of why he can’t go that day and if I threaten to drop his membership, he goes for like 2 days, and then stops again.

He keeps saying that he’s going to lose some weight before the wedding, but I honestly can’t remember the last time he went to the gym with me…yet, I continue wasting the money keeping him on the membership. Grrrr…. 

Post # 6
Member
2657 posts
Sugar bee

We used to both have a lot of useless subscriptions, but we’ve been purging them throughout the year to save money.  We got rid of satellite a few months ago and it worked out surprisingly well.  We bought an antenna for local channels and we watch other shows on Netflix and Amazon – I think we’re saving about $60 per month with this setup.  Right now, we’re looking into new cell phone data plans because we realized that we don’t come remotely close to using the 4GB of data we pay for on our smartphones.  It’s nice to be able to purge those extra expenses from the budget, and everything we kept we still use regularly.

Post # 7
Member
2731 posts
Sugar bee
  • Wedding: October 2014 - Disney

I have a gym membership on autopay that I’m currently not using. However my reason is it is summer and I run, swim, and cycle mostly outside these months. If I put the membership on standby for the 3-4 months I dont use when I reactivate my membership will be 20-30 more a month(long term member the dues have gone up significantly)! This will actually cost me more for the year than just leaving it live for 3-4 months in the summer. I also can use it when it gets super hot like this week the 1-2 times in the summer that I need it. Hubs understands this though and knows in the winter I go 2-4 days a week so its worth the cost.

Post # 8
Member
9412 posts
Buzzing Beekeeper

@Dizbee:  In your situation, I would take it upon myself to call and cancel for him (or else get the paperwork and bring it home for him to fill out). He has made it clear he does want to end the subscription, but actions speak louder than words. Money wasted is never a good thing and it all adds up. Give him a total of what he’s thrown away and say it could have bought x, y, and z. I find concrete examples help me convince my FI to do something that needs to get done.

Alternatively, create a budget in excel and don’t include the gym membership 😛 He has to buckle down. You two are spending your lives together and how money is spent is a huge issue. Waste in one area can easily transcend into another. Even if your money isn’t combined, I’m sure that your goals are so he needs to work with you to ensure that money is being allocated to the best possible place.

Post # 9
Member
163 posts
Blushing bee

@Dizbee:  I used to be in a situation like this. Eventually, I canceled it.

@BrandNewBride:  Do you not use your phone? How can your bill be this low?

Post # 10
Member
1555 posts
Bumble bee
  • Wedding: November 1999

I’m really glad you brought this up. I’ve been paying for 2 gyms for months – I am cancelling one right now!

Post # 11
Member
11772 posts
Sugar Beekeeper
  • Wedding: May 2013

@MsKiss:  On Amazon, you can buy the phone pre-loaded with double (or triple) minutes, and double (or triple) minutes for life (so if you buy a 60-minute card, you actually get 120 or 180 minutes)

It’s cheaper than buying the phone/load cards seperately, AND you get 2X or 3X minutes for life!

So I got 1400 minutes AND a new phone for $75 (I think), and you could get the same phone with 2100 minutes for like $100!

They work out to 100-200 minutes a month! Or 300-600 text messages!

Post # 12
Member
1148 posts
Bumble bee
  • Wedding: June 2011

My husband had a gym membership at one point, $45 a month I believe, and he went for about a month every couple of days, then it slowly decreased to once a week to once a month, and so forth. Heaven forbid he just cancel the damn thing, no, he waited until the six-months or whatever was up to not renew.

He also had to get a phone with all of these extra “featuers” on it and pays out the arse for it. He rarely, rarely actually makes phone calls, so he could survive on probably 60 minutes a month for calling.

He also used to be really bad about buying movies on the TV with our old cable provider, until one day I blocked that. I mean, they were movies he could rent at RedBox for $1, not spend $4.99 or whatever to watch them once at the exact moment you paid for it!

Post # 13
Member
163 posts
Blushing bee

@BrandNewBride:  OMG that’s incredible! I actually use more minutes and texts than that, but my brother will totally love this idea. He’s always saying how he wishes his montly phone bill were lower! 

Post # 14
Member
2360 posts
Buzzing bee
  • Wedding: October 2012

@Dizbee:  We both pay for gym memberships we don’t use.  $130/month for the two of us 😮

Post # 15
Member
10384 posts
Sugar Beekeeper
  • Wedding: September 2010

@BrandNewBride:  Smartphones are not a waste of money depending on how you use them. I commute 2 hours/day and play games/read/surf the web/meal plan/make grocery lists etc etc. It’s also my car’s GPS (both at home and when we travel in the US and abroad – huge money saver there). It translates things when I travel, is what I use to comparison shop while at stores, and has meant that I don’t need to buy an e-reader.

I think that’s an excellent deal.

OP: I think you should get him to ditch the gym membership. With as much debt as law school brings in, you should be trying to save every penny.

Post # 16
Member
11772 posts
Sugar Beekeeper
  • Wedding: May 2013

@crayfish:  DH works from home. He is out of our wi-fi range maybe twice a week, and he uses 20-30 talk minutes a month.

I can imagine them being awesome for a long commute! But DH doesn’t have one. And he’s literally 2 feet from his computer and 10 feet from his iPad all day!

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