Post # 1
My FI and I are going through the roughest patch we have had in a while
Long story short – My fiance is a brain cancer survivor and has been on SSI since I have known him. We are getting married next year, and we were just made aware by his mother that he will lose his SSI if we get married. He is graduating college in a few weeks and is planning to get a job. The biggest issue is that he has not worked since he was 18 or 19, and he is 34 now.
From what I understand, I make too much money (around 48k) for him to keep his SSI and Medicaid. I am just very scared right now. It is not a big amount of money (approx. $700/month), but it still helps quite a bit. We honestly thought about cancelling everything, and he even said to me that I should find someone who can take care of me.
Has anyone been through this before? I am just very confused and scared. He does plan to find a job even if it is minimum wage, but we are just scared a this point even though we know we could live on my salary.
(A humorous moment – I said that even if he gets a minimum wage-type job, he could always quit and be a stay-at-home dad. Especially if I could get my pay a bit higher. He turned to me and said, “I’d go crazy if I spent that much time in the house.)
Post # 2
Cluelessbride10: I did some prelim research to see if I could help you out. I am *assuming* he is receiving SSI due to disability, at the moment. How that SSI was awarded, or the basis of which payment was occuring seems to be the biggest factor on if it will continue to stop. Was it based upon his own work record, or that of his parents?? On top of that, rules vary from state to state.
I guess if you are in doubt, and there seems to be many more questions and answers, contact your local social security office. They will give you the correct info!!
Post # 3
OUgal0004: That is probably what we’re going to do. He’s on SSI which is income based not SSDI. He has to work 40 credits to qualify for SSDI. It will go away also if he gets a job. As he’s been putting it, it’s a moot point since it would go away even if he is working at McDonald’s.
Post # 4
Cluelessbride10: Social Security Disability Income is most times usually not affected by marriage as long as long as he is the worker receiving benefits (he is not receiving the benefit through somebody else’s disability like an ex spouse or parent)
Regular Social Security Income is income based and once married you will definitely make too much as a couple to continue receiving the benefit.
Post # 5
You may want to speak with a CPA once you speak with the Social Security office. If he is relying on you to support him, this likely will have an impact on your tax filing status and your overall tax bill. Your taxes will probably go down, which may help lessen the impact of any decrease in SSI payments.
Post # 6
my brother was born with a disability and collects SSI. he needs to “prove” he has this disability every year which boggles my mind. but there is a lot of paperwork, and he is always getting letters.
the best thing to do is call the SSA office or go there in person. expect this to be an all day thing or go VERY early, before they open and wait for the doors to open.
Post # 7
Horseradish: Thanks – that is a good idea.
ajillity81: We just might have to do that early next year. We are planning on moving in together next Spring. It would be a good idea to get the official “opinion.”