- 3 years ago
- Wedding: August 2014
I guess I am just looking for some support here. I want to hear that I am doing the right thing, and that I will realize it a year from now………… I don’t talk to my family about financial fears/worries/plans because I am a grown up, and because I’m not in a position where I am homeless and need help. Still, I feel insecure sometimes and I look for affirmations…….or talk some sense into me…..so here it goes….
I am moving in with my SO and we have been scouting new apartments for over a month. We settled on the complex and city we want to live, which is also my first choice for the school district I want to teach in.
We fell in love with the 2 bedroom model with attached garage. It is at the top of our budget, but still within our means. Unfortunately, they will not have any models available when we both need to be moved out of our current apartments. Instead of extending EACH of our leases by another month – I opened my big fat mouth and I said “Let’s just move into a 1 bedroom and save a ton of money!”
He took that comment and ran with it. He’s telling me what an amazing idea it is, how happy we will each be to save an extra $300 each a month, $600 total ($200 on the rent and if you live in AZ you know utilities in the summer time can run $200+ for just air conditioning).
You are probably asking, ‘why do you need a 2 bedroom apartment so badly?’
He needs a home office. His careers is in the landscaping industry and he needs a desk, space, area, to work in during the day when he’s not out on the road. I am sitting here trying to picture a living room with a desk in it. 🙁 It’s just not what I pictured for our first place together.
Then this voice in my head is like, everyone goes through this period of being “poor” together when you are young, just get over it, and be happy that you are with someone who wants to save for the future.
We are in this weird limbo where we are both debt free (except I have 40k in student loans, but no credit card debt on either side), we both have some savings (combine we have $50k), but neither one of us want to buy a house 1) Before we are married and 2) that money is for a down payment, we would have no money for furnishings.
Which leads me to another thought……..if we went with the 2 bedroom, we would need to spend money on more furnishings. A new recliner, likely another couch, and that could be upwards of $800-$1000. Unless we went with used furniture.
I have lots of clothes……………..I need to closets. UGH. Everything I come up with for why we need a 2 bedroom makes me feel like I am just a spoiled brat. When the reality feels like everyone is living such better and more extravagant lifestyles than us.
I sound like I’m just bitching now and talking in circles, so I’ll go ahead and end this.