Drunk/intoxicated driving accident

posted 3 years ago in The Lounge
Post # 3
Member
2052 posts
Buzzing bee

@CorvusCorax:  I work in the auto insurance industry and understand how scary accidents on the interstate can be.  It’s soo good to hear that you two are okay for the most part.  Vehicles can be fixed and replaced, people cannot.

If your DH was driving I am assuming he has auto insurance.  He needs to file a claim for his back injuries, even if he cancels it out later he depending on NJ state torts (I’m not sure I’m in FL), he may only have so many days to file this claim (It’s 14 days in FL to file for injuries) to ensure complete coverage.

I know you feel bad for your brother’s vehicle.  Can you help him pay for the deductible on his auto if he needs it?  Also, did you file a claim on the other parties insurance?

I know you are probably shaken up right now, but please don’t procrastinate and file the claims or ask a family member to help you do this!

Good Luck and I’m sorry to hear about your accident again.  I would cry and get it out, take some deep breaths, check on your DH and then make sure first thing Monday morning at the latest file whatever claims are needed!

 

Post # 5
Member
2052 posts
Buzzing bee

@CorvusCorax:  It’s great that you are offering to help with your brother’s vehicle, but if it were ME and MY brother who used my car and had this situation go down, I’d be waiving it off too and would just be happy that my bro and his FI were okay.  I mean WOW.

Does your brother have PDUM (uninsured motorist coverage) on his policy? Because if so, he might not have a deductible or that much to pay.

Did you get a police report #?  Maybe a case # or reference # from the police at the scene?  I know that due to privacy policies and this day in age where identities are being stolen some states/counties do not give this information out directly at the scene but the other driver’s information should be on the report.  Sometimes it takes a business day or something like that for this information to process and become available to you and whoever is involved with the accident.  If they didn’t give you a report number, you should be able to call the NJ state police department and order one or follow up on if it will be sent to you.

Good Luck!

 

 

 

 

 

 

 

Post # 6
Member
2162 posts
Buzzing bee
  • Wedding: June 2014

@CorvusCorax:  Wow, I’m so glad you guys are ok. That is just crazy. I would definitely try talking to the cops again to figure out how to get the guys insurance info. You should totally have your husband go to a doctor and get his back checked out…the sooner the better. It might just be a little whiplash but you should check now anyway. If you husband needs treatment and you get the guys insurance info, it could be covered by the insurance.

Good luck!

Post # 8
Member
1207 posts
Bumble bee
  • Wedding: September 2015

@CorvusCorax:  omg that’s SO crazy! I’m glad you and your husband are OK. You should follow up with the local police department on Monday so you can get a case number. They should provide that. And you should ask about the other drivers insurance information too. I’m not sure if you have to file or your brother but once you have the police report and the other drivers info (if he has any), then you should be all set. It seems like the accident was clearly not your fault, given the state of the other driver, so your brother shouldn’t even have to pay a deductible…it should all be the responsibility of the other guy. What a mess! irresponsible drivers are the worst. Thank God no one was seriously injured. 

ETA: OMG THE PICS! Just wow…so glad you’re ok

Post # 9
Member
11772 posts
Sugar Beekeeper
  • Wedding: May 2013

Thank goodness you and your DH are okay, but AAAH DUI DRIVERS ARE SO AWFUL!

 

Post # 11
Member
6812 posts
Busy Beekeeper
  • Wedding: June 2014

That is so scary and thankfully you are going to be ok! Sounds like he was arrested and you should definitely call the local prosecutor who would be handling the case and let them know you’re interested. You two are witnesses to his impaired driving! You two could be CRUCIAL witnesses for their case and they might have some sort of victim rights in NJ that could help you. In addition, the prosecutor might be able to get you the insurance information that you need. Good luck and PM me for more info!

Post # 12
Member
424 posts
Helper bee
  • Wedding: May 2014

@CorvusCorax:  Oh my goodness.  I’m so sorry this happened to you.  And really glad that you two are okay!

Post # 13
Member
4894 posts
Honey bee
  • Wedding: November 2010

@CorvusCorax:  

You can file a claim with your own insurance company.  Thry’ll be very eager to track down the other drver.  They will get a copy of the police report.

Do make sure you both get checked out medically asap & get those claims filed as the insurance Bee said.  These kinds of injuries should not be taken lightly.

 

Post # 14
Member
1175 posts
Bumble bee
  • Wedding: May 2014

@CorvusCorax:  OMGosh!!  I am so glad you are okay!!  How terrifying!!!!

Post # 16
Member
6812 posts
Busy Beekeeper
  • Wedding: June 2014

@CorvusCorax:  I’ve never practiced in NJ, so I don’t know if there is a victim’s rights act in your state. I will say though, that 98-99% of cases plead out and there isn’t really much you can do to force someone to go to trial. Every defendant has the right to go to trial, but that doesn’t mean that they can’t waive that right. Also, even if the prosecutor doesn’t offer the defendant a plea deal, they can usually go to the judge and plead guilty without an offer from the prosecutors. I don’t necessarily think that a plea deal is a bad thing, but I don’t want to speak for the future prosecutor assigned to handle the case. I don’t know the DUI laws in NJ, I don’t know how the prosecutor will want to handle it and however they want to handle it is probably much more well-informed than what I can tell you. I will tell you that DUIs don’t get that much of a penalty in most states and part of the reason is how the statutes are written. Unfortunately, the legislatures aren’t caught up with the rest of society in regards to how serious DUIs actually are.

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