- 5 years ago
- Wedding: March 2010
Hi everyone. I just found out that I am a little over 4 weeks pregnant. I was also laid off from my job this summer. Although I have a new job they do not offer insurance so I will go on my husband’s insurance effective when my old insurance ends at the beginning of October (10 days from now).
I am 37 (almost 38 years old) and this will be our first child. We became pregnant after trying for almost 2 years and a chemical pregnancy in March. This round was successful but only after our 2nd IUI with injectables. So far, our beta numbers are very good (hurray)!
My question is this: Has anyone gone through changing insurance companies early in pregnancy and how did it work out? I’ve read that it cannot be considered a pre-existing condition but coverage can be limited. I’m so early that I will only be 5 and a half weeks when we change insurance. My doctor wanted to schedule me for a 7 week ultrasound but moved it up to a 5 weeks (so I am before the end of my coverage). I am supposed to schedule a doctor visit with new doctors for week 7 (second week of October). How do I go about this? Do I wait until that insurance is active? Do I tell them all of my history before even making the appointment? I was on my husband’s insurance before and they offered excellent coverage. I am sure these are all case by case situations depending on the insurance company but I would love to hear from someone who has been in this situation.
We’ve been on such a long road with ttc that I don’t want to worry and fret about this. Any advice is appreciated. Thanks.