Post # 1
Can I please just say that!?! F*** EM!!!!!
They are the single biggest thing causing an absurdly large amount of stress in my life!!!
UGHHH Lets drink!! ha
I just got laid off from work and student loans say that “that isnt their issue and they cant do anything about my loan payment”
Which I slightly agree…. but if I have no money coming in, how am I supposed to pay them?!
Now about that drink!?!
Post # 4
Me too!! One of my loans just got transfered to another place, and they told me to wait to hear from the new company so I know where to send the payment or set up automatic withdrawl. My payments are due on the 20th of each month and since I didn’t know where to send the payment, because they didn’t send me anything, I didn’t send anything. I just got a letter today saying I missed a payment. How can I make a payment when I don’t know where to send it and I couldn’t sign up for automatic withdrawl yet!!?!?! How is this my fault!?
F*** student loans!!!! I’ll join you in a drink!
Post # 5
- Wedding: July 2012 - The Gables Inn, Santa Rosa, CA
You should ask to speak to a manager– there is ALWAYS something they can do. They can put it in deferrment again for a few months to help you find a job– my brother’s girlfriend went to nursing school and coulnd’t find a job right away, so they extended her deferrment another 3 months until she did. I had another friend who was same as you– lost her job and couldn’t pay the $500 per month, so she called and got a new 6 month grace period.
They both kept getting charged interest, but they at least didn’t have to pay it right away.
Post # 6
@juliette.eliza I will do that. Thank you.
Post # 7
I think it’s called forbearance? You can put the payments on hold. Of course it keeps accruing interest, and I think possibly the interest can be capitalized? I’m not entirely sure on that actually – but one of my friends put her loans on hold when she got laid off, no problem. She just had to show proof of unemployment.
Post # 8
I’m right there with you on this one!! Mine aren’t too horrible…but the amount of money my Fiance pays in student loans every month could buy us a nice house, instead of us living in a tiny apartment. It just sucks so much that student loans are so damn ridiculous.
Post # 9
@MeganTacky2247: If they’re federal loans, you can get a deferment for unemployment…
Post # 10
@MeganTacky2247: I service student loans for a living.. are they federal or private? who services them? I can try and point you in the right direction
Post # 11
This is why I am so incredibly happy I got scholarships and grants and parents who saved up for college for me. I have friends with loans and it is insane how much they could be doing with the money the loans use every month.
Post # 12
@HiroshymaTetrastar they are federal and through Mohela
Post # 13
Yes. its very ridiculous. If I would have known they would be as much as I pay… I never would have gone to college, and that is a fact. Ill tell my kids not to go to college, unless they want to be screwed for the next 20 years of their lives.
Post # 14
Eek! I just had to sign my note for my loans. Luckily all but $1,100 and the cost of books was covered by grants & awards.
Post # 15
@juliette.eliza: I can tell you, ‘supervisors’ know less than the CSR, not a good idea to immediately ask for a supervisor…And most likely what your friend got is an Unemployment Deferment they are placed on accounts for 6 months, its not a grace period
@abbie017: She has to have time remaining, if she does, and if her loans are federal she could qualify if A) She is receiving unemployment ~or~ B) She is registered with an employment agency seeking full time work..
Post # 16
@MeganTacky2247: Have you ever deferred for forbeared them before?
if you want to, you can PM me, if you dont want that info out there