Feeling like I've just been punched in the gut… no income

posted 3 years ago in Money
Post # 3
Member
920 posts
Busy bee
  • Wedding: June 2015

can you dispute it with the unemployment agency?? 

Post # 5
Member
94 posts
Worker bee
  • Wedding: April 2018

@ForeverBirds:  I think you can appeal that decision.

He needs to take any job right now, even if he is way over qualified. Some money is better than no money. Go and apply for food stamps asap. You need to go to a local DHHS office. The money is on a debit card, so they’re not paper vouchers like they used to be (at least that’s how it was when I was a cashier back when).

You guys will get through this eventually. Accept help since you need it. Just keep track of who you gave you what so you can repay them.

Post # 6
Hostess
15072 posts
Honey Beekeeper
  • Wedding: June 2011

He needs to appeal the findings. There should be instructions on the denial letter. If they find in his favor he should get the money retroactively. Unemployment is a mess right now. Everyone I’ve talked to is having issues with it across several states.

Post # 7
Member
11772 posts
Sugar Beekeeper
  • Wedding: May 2013

Ugh. So sorry you’re in such a terrible situation!

When I was dirt broke and needed money fast, I sold everything that wasn’t nailed down–Clothing, shoes, books, what little furniture I had!

I also did the “odd jobs” section of Craigslist–Helping people move/garden/whatever.

Post # 9
Member
11734 posts
Sugar Beekeeper
  • Wedding: November 1999

@ForeverBirds:  I thought that getting fired generally disqualified someone from getting unemployment (but every state is different, of course).  I would still appeal the decision, just because it’s better to try twice than to drop the argument all together.  Right now, he needs to find part-time work, and do whatever he can to get some income right now.

I hope everything works out for you!

Post # 11
Member
2449 posts
Buzzing bee
  • Wedding: September 2013

i would appeal. if he was sick and has a doctor’s note, they can’t just fire him for that! i’m so sorry you’re going through this. i would try selling things and ask your dad for a temporary loan, until you can get back on your feet. it sounds like you guys are doing all you can to find work, so i’m sure you’ll hear something back real soon. you’re in my prayers.

Post # 12
Member
523 posts
Busy bee
  • Wedding: May 2014

In NYC you get unemployement if youre laid off but also have a good chance of getting it if youre fired, youre not really eligible if you quit. I would say to dispute it and then apply for emergency cash assistance/food stamps through the deparment of human services in your state.

Post # 13
Member
4163 posts
Honey bee
  • Wedding: July 2012 - Baltimore Museum of Industry

Since you already live with family, it’s probably pretty limited what cuts you can make. As crappy as it seems, taking a loan from familly may not be such a bad idea.

Post # 14
Member
920 posts
Busy bee
  • Wedding: June 2015

hopefully you can make it through! being unemployed is stressful enough. being behind on your bills is even more stressful!

sorry for this tough time. 

Post # 15
Member
636 posts
Busy bee

I know it takes WAY longer than just sending out the same resume and cover letter to everyone, but I would recommend taking the extra time to customize each cover letter for each job. As someone who hires people, I basically discount 90% of resumes that aren’t customized… meaning I want to see someone write in a cover letter WHY they want to work at this job and what they can do to help the company (i.e., not just changing 2 words in it). Try to focus on how he’ll create a positive impact (how you want to make things run smoother, more effectively, with lower costs or overhead for the company, faster, better, etc etc…) The wording depending on the exact job and what impact he thinks he can have but you get the idea. I see too many cover letters that talk about how someone really wants the experience and how the job will help their career, when what i really want to hear about is how they can help US. If he does this, you’ll notice a difference in the number of call backs he’ll get… People who are looking through stacks of resumes notice this kind of effort! Also, if you have any friends or acquaintances that work in HR get them to look over your SO’s stuff and also practice interviews.

Stay positive, he’ll find another job soon… it’s only a matter of time!

Post # 16
Member
6506 posts
Bee Keeper
  • Wedding: June 2013

Here’s what I found on Alabama’s website about being eligible:

– Your unemployment must not be your own fault (i.e. not because you quit or were fired for misconduct). 

I’m guessing that too many absences would be considered misconduct so I’m not sure that an appeal would do you much good.

Is there any way he can get a doctor’s note? How many days did he miss?

As much as it sucks, I would take a loan from your dad. Make it clear that it’s a loan and you will be paying him back when you can. 

In the mean time, is there anything you guys can sell? Are there odd jobs in the area? Can he apply at places that are below his qualification levels? Are you able to work any hours?

Leave a comment


Sent weekly. You may unsubscribe at any time.

Find Amazing Vendors