Post # 1
Seriously, how hard is it to pay bills? Our deal is that I pay rent and he pays utilities. I remind him and assume (stupidly, apparently) that he takes care of it. So I get a billion phone calls from ConEd, which I don’t answer because, you know, I’m at work – because PEOPLE NEED TO HAVE INCOME TO PAY FOR ELECTRICITY. So I finally get lunch and call back the number and I’m informed that they are disconnecting my power today – the coldest effing day of the year – because I have a massively overdue account balance. So I frantically run back to the office to pay it online, call back, and have them assure me they will not be disconnecting it.
Fast forward to call to FI – he “didn’t have the account number” (it is in my name since he moved in to my place) and he just forgot about it. He apparently “needs reminders” – UM? Are you f**king kidding me? And you are OLDER than me? So I was like OH REALLY? Do I need reminders to pay the rent? NO. Did your mommy and daddy call you to remind ou to pay your bills when you lived alone? WTF? What a load of crap. I flipped out to the max. And honestly I don’t even care if he’s mad that I yelled at him because he deserved it for being a irresponsible f**king moron.
Post # 3
That’s so horrible! I’m so glad you were able to pay it and not get the power shut off. I hope that you and your FI can work it out, maybe set up reminders in his email or something?
Post # 4
Yikes!! I hate reminding the Fi to do things too! Because you think they’re old enough to do things on their own, right?! I’d probably flip out at him too, even more made that he could’ve gotten the heat turned off and in NY!? YIKES!! Hopefully from getting an earful he won’t forget next time!!
Post # 5
Oh My God – I would have been furious too! That is brutal!
Is it affecting your credit?
I would be soooooo pissed and I would take over paying all the bills (I do pay all the bills for me and my FI) – control freak – maybe? but at least it gets done right?
Post # 6
Um, I don’t think you should need to remind him in his email. that’s exactly the kind of thing you want to avoid. It’s annoying for both of you.
Have him pay you back, if that’s how you roll, and give him the account number. If you can pay online through your bank, that works well. That’s what the man and I do, that way our joint account has access to all the accnt numbers we need.
Post # 7
OMG I know if I came home from work and there was no power I don’t even know what I would have done. We will work it out. he knows me well enough to expect that reaction in this scenario. I blow up, I yell, I calm down, I apologize (at least partially) and it’s fine. I’m thinking I need to just pick a day every month that is “bill pay reminder day” or something. But I kind of feel like his mommy right now and it’s annoying. He’s never irresponsible like this either which is why it was so out of nowhere. Everyone makes mistakes though. I’m glad I have the rest of the work day (and WB) to cool down before I get home.
Post # 8
Once, I got a disconnect notice in the mail for our satellite – – FI is “responsible” for paying that bill out of our joint account, so I asked him and he swore he had written the check, blah blah – – I opened his check book and YES, he had written the check, he just had forgotten to send it out. So he gets partial credit I guess!
Post # 9
@Kittyachi: I think you can get something set up with ConEd to automatically take the bill out of your account every month. you might want to look into that.
Post # 10
Can you set it up so it automatically comes out of his banking account? That way it always gets paid on time, no reminders needed and you know you’ll have electricity!
Post # 11
Oh dear. Fiance’s old roomate was pretty irresponsible in this way too. He paid for cable and internet and she “paid” for electric / gas. However, she managed to forget to pay for long enough that the gas was shut off (read: no hot water or heat). Apparently, even though she is a teacher, and is responsible for 30 8-year-olds on a daily basis, she is not responsible enough to open her mail!!
Post # 12
@hotchild – that’s a good idea. I didn’t think of that because it is in my name but I suppose I could put his checking account in there instead of mine. I’ll look into that.
P.S. – I hate ConEd and have from the beginning when they told me my apartment “didn’t exist” and then when they gave me trouble because the idiot who lived there before me never closed her account so when I went to set mine up it was this epic battle because they thought I was the same person trying to get out of paying my balance. I had to have my landlord call them and confirm that I was, in fact, a whole separate person. NIGHTMARE.
Post # 13
Ugh. I can sympathize. My husband is also not great about paying bills, especially not on time. He’s never forgotten the electricity to the point that they threatened to shut it off but he did do it with cable at least once. So I took over all of the joint ones as soon as I moved in and now we’re working towards me distributing money to his personal bills as well. He always gets them paid, but not as quickly as I could. (The fact that he bought a trailer for $18,000 almost 10 years ago and still has almost $7000 left on it kills me!) And credit is definitely affected! My score is significantly higher than his – to the point that I qualified for more house by myself than with both of us combined! That was definitely a wake up call for him. He looked like he go punched in the gut and has been much better since then. Kittyachi, maybe this will be a catalyst for your FI?
Post # 14
- Wedding: March 2010 - Calamigos Ranch
Get the bills that he pays switched into his name. Then he will get all the reminders he needs.
Post # 15
@Kittyachi: Oh, don’t even get me started on Con-Ed. They have such a monopoly on NYC that they can do whatever they like. I’m always reminded on this picture (from the Queens blackout) when I think of them.
Ugh, attachment denied. Here’s the link: http://gothamist.com/attachments/jen/2006_07_thanksconed.jpg
Post # 16
@caitlan – This is very out of character for him which is why I was so shocked be getting phone calls about my power being disconnected! I’m pretty sure he won’t screw up again, if only out of fear 🙂
I hope my credit isn’t messed up. I don’t know that much about credit. I always pay bills on time. Does anyone who knows more about this stuff than I do know if this will affect my credit?