(Closed) Financial Boo-Boo (vent)

posted 8 years ago in Money
Post # 4
Hostess
18646 posts
Honey Beekeeper
  • Wedding: June 2009

Most banks will refund the overdraft fee if you call them and ask for them to refund it and you haven’t done it before.  The fee shouldn’t be so large that it covers both the cake and the DJ though, a little confused there.

Post # 6
Hostess
18646 posts
Honey Beekeeper
  • Wedding: June 2009

Oh that’s not good.  I still would try to talk to the bank and say that it is an honest mistake and ask if they would please reverse at least a few of the charges.  They might do it to keep you happy and avoid you leaving them for another company.

Post # 7
Member
7 posts
Newbee
  • Wedding: February 1999

If you have been with your bank for quite a while, I would contact them and explain the situation. Furthermore, that you have a history of paying things on time and these financial mistakes all happened at once and was not planned. It is not your behavior to have overdrafts. Talk with the bank manager, don’t just take the customer service person’s word for it if you are not getting anywhere.

Banks can reverse overdraft charges. It does not hurt to ask. You may very well be surprised.

Post # 8
Member
4547 posts
Honey bee
  • Wedding: September 2010

I agree with the others that you should talk to the bank and see about them possibly reversing the overdraft charges. Mistakes happen, don’t be too hard on yourself!

Post # 9
Member
711 posts
Busy bee
  • Wedding: October 2011

Yeah you should definitely ask. I bet they will help you out, and you can get set up for some overdraft protection too. I am wayy too familiar with overdraft problems. Good luck!

Post # 10
Member
116 posts
Blushing bee
  • Wedding: June 2010

I would definitely ask.  My bank will reverse one overdraft fee per year – not that I do it that often.  :  )

Post # 11
Member
9057 posts
Buzzing Beekeeper
  • Wedding: June 2010

I would agree wtih going in and seeing the if bank will reverse a few of the fees.  Banks want to keep good clients, so they may be willing to help you out of you don’t do it often.

Post # 12
Member
687 posts
Busy bee
  • Wedding: December 1969

Contact the bank and see what they will do and don’t beat yourself up about it. Things like that can happen in life and it’s just a matter of paying more attention.

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