Post # 1
My husband and I are stressing ourselves out over our spending. Somehow, our “misc” or fun money (spent on eating out, going out, and any other random purchases throughout the month) is getting out of control. We don’t really drink, so we maybe go out to the bar 2/3 times a month.
In February, I crunched numbers and realized we spent $1400 on random things (not clothes or any kind of monthly bills) and I almost passed out. We just moved to a more urban area in the past year where things are more expensive, but am I crazy to think this is excessive??
What does everyone else allocate for “fun” in their budget?
Post # 3
Not much… but we are probably not typical. We either go out to eat or order in food a few times a week, and we may go to a show once a month or so, but that’s usually about it.
One great thing about being in a big city is there are TONS of Groupon Now deals. If you just feel like doing something, but don’t have a place in mind, you can check and see who’s offering a deal.
Post # 4
$1400 is a crazy lot of money. We go out to eat maybe once a week, and then do a bigger thing (concert, etc,) maybe once a month (probably less.) We probably average about $200 total a month, with an occasional big event bumping it higher some months.
If you’re worried about spending so much money, then I recommend at the beginning of the month, decide how much you’re going to spend on “fun,” and put in an envelope, in CASH. You are not allowed to spend anything else.
Post # 5
Uh yeah we get a little out of control sometimes too. I’d say eating out and entertainment probably pushes 800/month, not including money spent on travel or purchasing items. I’m not too concerned about it though quite honestly. We’re only young once and I figure it will naturally taper off as we get more settled. We have no consumer debt and in fact put my entire salary in to savings every year so I don’t see the harm.
Post # 6
My partner and I used to spend around 400 or so per month, but weve significantly curbed that since I discovered the magic of mint.com. It really helps keep you aware of how the little things add up. And it’s also sort of cool to look at – i have the mint app on my ipad and i like pulling it up to do month by month comparisons and look at particular transactions – looking at the data kind of reminds me of using those pore strips and looking at all the junk left behind (ok, random association!!). I would highly recommend it – it’s free.
Post # 7
We easily spend $150 on any given weekend. Plus usually once per month we do something major so I would said it’s an easy $800
Post # 8
We’re homebodies who eat out about…5? times a year and go to the movies even less. Other than that, we’ll go to the park or something like that. Our “fun” is watching movies on netflix or both sitting next to each other, playing video games. We’re pretty boring so we spend WAY under $200 a month for fun.
Post # 9
Okay so our spending is definitely crazy. comforting lol I think the problem is were new to the area and had no friends when we arrived. So, whenever someone says lets go do something, we always say yes and think “Oh, its only thirty dollars”, but it definitely adds up. Mint.com is a great suggestion. I definitely need to check it out! I dont think I can handle having another month with crazy spending.
Post # 10
Saturday is my only day off so we usually go to brunch, see a movie, and then go to dinner.
Add in FIs ever growing comic collection and my buying a book or two a month at my favorite independent bookstore, I figure we average 400 a month
Post # 11
Definitely not more than a thousand, but we frequently eat and drink out and we live in an expensive area, so probably it varies from 400-800 depending on FI’s work schedule (some month he works more nights and weekends and so we go out less but still ocassional weeknight dinners).
Post # 12
Honestly, I have no idea where the money goes but we definitely spend that 1400 or more! Between buying lunch, coffee, drinking, eating out, random shopping (of which we dont really do all that much). Buying coffee and lunch ALONE (for two people) is like 400 a month at least – city living is what it is.
Post # 13
it’s so easy to go overboard when you live in the city. We can easily spend 200/night with dinner and drinks, so I totally get it. We’re trying to save right now, but we like going out too much…soooo….
Post # 14
PS I just noticed you’re from boston too. I DEFINITELY get it now haha. It’s an expensive city and we like doing expensive things…like drinking.
Post # 15
We are boring and probably spend $200 every 6 months or so on eating out/going to the movies etc, haha.