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I have never heard of a home improvement grant. Unless you have a historical property, I'm not sure why the government would give you free money to fix up your house.
They do....you just have to be 62 years old or older. Some communities have home improvement programs that give grants as well. Ours does but it's closed for the year.
Hmm I'd never heard of that before, possibly because my parents were out of the range for government aid.
I've heard of grants, but not in terms of remodeling. I've only seen them for low income neighborhoods, rural areas or places where they are trying to build up the neighborhood, things like that, and for rehabs when a home is completely destroyed. Check out this site, it may give you more info. Again I've never seen it for just wanting to remodel. http://portal.hud.gov/portal/page/portal/HUD/topics/home_improvements
That's probably why then...cuz it depends on the neighborhood they live in and whether or not they have the ability to pay it back.
I agree with what June said.
Are you wanting to remodel or make repairs? Even after looking at your link it seems the only way you could get something would be if there was a NEED for it, not just a desire. Outside of government assistance which you seem to already know about, I'm not sure there are any grants for remodeling a home just because you want to.
From reading that, you would have to have either very poor credit or make very little money and an unsafe home. Most likely, if you and your husband are working, you aren't going to qualify for those grants.
If you are just looking to improve your home and update it, there are tons of home improvement things you can do that don't have to cost an arm and a leg. Just like a wedding you have to get creative.
Look at your local Habitat for Humanity website. They usually have a "store" in the area that is like a goodwill but for home good stuff. You can buy some nice, basically new things there. Ours currently has a ton of doors, odd tile, laminate flooring, light fixtures, etc. Some of the stuff they post on their website but a lot they just have in the store.
Also, spend some time to really prioritize what you want to do and what it will cost. Start saving money. Yes a huge remodel costs big money but if you can save or do it little by little over time its not so bad.
Prioritzing is really important. That and costing things out to see if that $500 new laundry room refinishing is honestly going to balloon into 1k. Things like that add up. Paint can be cheap (although I do not rec using cheap paint) and can freshen things up. Sometimes a good cleaning or simple new fixtures can help.
I'd be surprised if the gov't gave out free money for home improvement projects. There's no real return there for the gov't.
Yea I own my business so I didn't expect to qualify for those grants. It would be a little rediculous for me to expect that. I was however, looking to see if there was some kind of tax break or grant of some sort. The government finds all kinds of reasons to shell out money they claim they don't have on things that are so unimportant or will not benefit us in anyway so I just wondered if there was something in place for homeowners who would like to improve their homes.
It will get done either way, we're taking it one project at a time. Hoping to have it all done by next summer.
The only tax benefit you get is being able to deduct the interest on a home equity loan if you itemize and you get to add the amount of renovations to your basis so you have less possible gain when you sell the home later.
There was a tax rebate here in Canada for remodeling, but they stopped the program once the economy rebounded!
Good luck with your renos!
MissAsB: Ok I see. I often wonder how all these doors and windows and appliances that are suppose to qualify for tax credits work. I have a lot of research to do. I think I'll do some calling around while I'm at my desk tomorrow.
There was also something here (and I think it actually still exists) where you could get a tax credit/benefit if you do things to your house that help the environment, like install new windows, or an energy efficient furnace or whatever. I wonder if there is a program like that there?
@OttawaBride2011: That program is actually a bit more complicated. You need to pay for an energy evaluation out of your pocket, and then if you implement anything they recommend you can tax deduct it ... but if you want to do something and they say it is unnecessary you are out of luck! That being said, if you have a super old/draughty house you could potentially have a lot of items. Also, depending on where you live in Canada, some provinces and municipalities have grants for using solar or geothermal energy.
@msmonicka: There were rebates for doing energy efficient renovations but I think that credit was discontinued last year.
Our city had some rebates going on for Energy Star appliances. I think we got like $100 back on the fridge, and $75 off for the washer/dryer.
Your city utility company should have that information or ask at the stores around you. When we bought our appliances, the store told us about it.
EDIT - All we had to do was send in our receipts and fill out a form.
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Ok so we def want to improve on our home but holy cow it costs an arm and a leg!!
Just thought I would ask if any of my fellow bees knew of any home improvement grants that are available.